CRM & Sales · head to head
Cloze vs Zoho Books

Zoho Books
Accounting & Finance
Simple, smart accounting software for growing businesses
- From
- Free
- Rated
- -
The short version
- Only Zoho Books has a free tier, so it costs nothing to try first.
- Each has a real cost: Cloze four paid tiers run from $17 to $42 per user per month, and each withholds a different set of features rather than simply adding capacity; Zoho Books payroll only available in Texas and California, limiting US usefulness
- They diverge on capability: Cloze covers Contact management, Zoho Books covers Invoicing.
Where they differ
Only the attributes on which Cloze and Zoho Books actually diverge.
| Attribute | Cloze | Zoho Books |
|---|---|---|
| Starting price | $50/month | Free |
| Pricing model | subscription | Unknown |
| Free tier | No | Yes |
| Category | CRM & Sales | Accounting & Finance |
| Founded | 2012 | 1996 |
Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Cloze
- Contact management
- Communication history
- Relationship insights
- Task management
- Integration aggregation
- Gmail
- Outlook
Only in Zoho Books
- Invoicing
- Expense tracking
- Bank reconciliation
- Financial reports
- Tax compliance
- Zoho CRM
- PayPal
- Stripe
Both cover
- GDPR
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Cloze
- CRM that builds contact records automatically from email and calendarnot Zoho Books
- Tracking relationships and follow ups without manual data entrynot Zoho Books
Zoho Books
- Invoicingnot Cloze
- Expense managementnot Cloze
- Tax preparationnot Cloze
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Cloze
- Four paid tiers run from $17 to $42 per user per month, and each withholds a different set of features rather than simply adding capacity
- Campaign automation, marketing mail and generative AI require the Business Platinum plan at $42 per user per month
- Lead routing, sub team hierarchies and enterprise controls are Platinum only
- Even the Business Gold plan at $29 per user excludes the matching engine and lead capture
- The concierge service is an add on at $20 per user per month with a $500 monthly minimum
- Every published rate assumes annual billing
Zoho Books
- Payroll only available in Texas and California, limiting US usefulness
- Limited access to historical financial data compared to competitors
- Customer support is slow with long response times and frustrating workarounds
- Fewer integrations than QuickBooks Online and Xero
- User limit restrictions (1-15 depending on plan) compared to Xero's unlimited users
- Occasional inaccuracies in automatic exchange rate updates for international transactions
Pricing, plan by plan
Cloze
$50/month- Professional$50/month
- Contact management
- Communication history
- Insights
- Team$100/month
- Everything in Professional
- Team collaboration
- Advanced analytics
Zoho Books
Free- FreeFree
- 1 user + accountant
- Unlimited invoices
- Standard$20/month
- 3 users
- Core accounting
- Professional$60/month
- 5 users
- Advanced reporting
- Premium$120/month
- 10 users
- Inventory management
Which should you pick?
Choose Cloze if
- You need contact management.
- You work on Web, Ios, Android.
- You also want communication history.
Choose Zoho Books if
- You need invoicing.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want expense tracking.
Questions people ask
- Is Cloze or Zoho Books better?
- Neither clearly leads. Cloze starts at $50/month and Zoho Books at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Cloze or Zoho Books?
- Zoho Books has a free tier; the other does not. Paid plans start at $50/month for Cloze and Free for Zoho Books.
- Does Cloze or Zoho Books run on more platforms?
- Cloze runs on Web, Ios, Android. Zoho Books runs on Web, iOS, Android.
- Can I use Zoho Books for free?
- Yes. Zoho Books has a free tier, so you can try it without paying. Cloze starts at $50/month.
- What is Cloze best used for?
- Cloze is most often used for crm that builds contact records automatically from email and calendar, tracking relationships and follow ups without manual data entry. Of those, crm that builds contact records automatically from email and calendar and tracking relationships and follow ups without manual data entry are not what Zoho Books is typically brought in for.
- What can Cloze do that Zoho Books cannot?
- Cloze covers Contact management, Communication history, Relationship insights, Task management. Zoho Books covers Invoicing, Expense tracking, Bank reconciliation, Financial reports. Both handle GDPR, Web support, Ios support, Android support.
Answered from the vendors’ own pages
Zoho Books: Does Zoho Books support payroll?
Zoho Books offers limited payroll integration available only in Texas and California currently. Outside these states, users must use separate payroll software.
SourceZoho Books: How many users can access one account?
User limits vary by plan: Free tier (1 user + accountant), Standard (3 users), Professional (5 users), Premium (10 users), Elite (15 users). Each business requires separate subscription.
SourceZoho Books: What integrations does Zoho Books support?
Zoho Books integrates with Shopify, WooCommerce, Razorpay, PayPal, Stripe, Salesforce, Google Sheets, and 500+ apps via Zapier. It integrates with other Zoho products like Zoho Inventory and Zoho Projects.
SourceRelated pages
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- Zoho Books vs Pleo
- Zoho Books vs Sage 50
- Zoho Books vs SAP Concur
- Zoho Books vs Spendesk
- Zoho Books vs Stampli
- Zoho Books vs Tipalti
- Zoho Books vs Xero
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