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Cybersecurity · head to head

Clerk vs Weavr

Clerk logo

Clerk

Cybersecurity

Drop-in user authentication and management for developers

From
Free
Rated
-
Weavr logo

Weavr

APIs

Packaged embedded finance for B2B SaaS, with an in-house EU e-money licence

From
On request
Rated
-

The short version

  • Only Clerk has a free tier, so it costs nothing to try first.
  • Each has a real cost: Clerk pricing scales with monthly retained users, which can grow expensive quickly for consumer apps with large user bases.; Weavr products are packaged rather than open, so a flow Weavr does not support is not something you can build around, and you discover the limits after integrating.
  • They diverge on capability: Clerk covers Prebuilt UI components, Weavr covers Plug-and-play products.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Clerk and Weavr actually diverge.

Attributes where Clerk and Weavr differ
AttributeClerkWeavr
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
Platformsweb, ios, android, apiWeb, REST API
CategoryCybersecurityAPIs

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Clerk

  • Prebuilt UI components
  • Organization management
  • Multi-factor authentication
  • Social sign-on
  • Billing
  • Enterprise connections

Only in Weavr

  • Plug-and-play products
  • Regulated cover
  • Card issuing
  • Multi-currency accounts
  • Identity and onboarding
  • Data insights

What people use each for

The jobs each tool is most often brought in to do.

Clerk

  • Adding sign-in and user profiles to a web or mobile app quicklynot Weavr
  • B2B SaaS apps needing organizations and role-based accessnot Weavr
  • Startups wanting prebuilt UI instead of building auth in-housenot Weavr
  • Apps needing MFA and fraud detection out of the boxnot Weavr

Weavr

  • A project management SaaS adding expense cards without hiring a compliance officernot Clerk
  • A marketplace paying out sellers from accounts held inside its own productnot Clerk
  • A procurement platform issuing virtual cards against approved purchase ordersnot Clerk
  • A European SaaS vendor wanting a regulated entity to sit behind its financial featuresnot Clerk

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Clerk

  • Pricing scales with monthly retained users, which can grow expensive quickly for consumer apps with large user bases.
  • Enterprise SSO connections beyond the first are billed as add-ons, adding cost for larger organizations.
  • The Business tier's extra dashboard seats cost $20/month each, which adds up for larger teams.
  • Enterprise-tier features like the 99.99% uptime SLA require annual contracts rather than flexible monthly billing.

Weavr

  • Products are packaged rather than open, so a flow Weavr does not support is not something you can build around, and you discover the limits after integrating.
  • Programme economics depend on interchange, and SaaS vendors routinely overestimate how much card volume their customers will actually route through the embedded product.
  • It is a small company with limited headcount supporting a regulated dependency, which is a real concentration risk for a feature your customers rely on.
  • Monthly minimums on card programmes mean a slow-adopting customer base leaves you paying for volume you never reach.
  • European interchange caps hold programme revenue well below what US embedded finance case studies suggest, so imported business cases do not transfer.

Pricing, plan by plan

Clerk

Free
  • HobbyFree
    • 50,000 MRU limit per app
    • Up to 3 dashboard seats
    • Unlimited applications
  • Pro$25/month
    • 50,000 MRUs included, $0.02/MRU overage
    • Up to 3 dashboard seats
    • 1 Enterprise Connection included
  • Business$300/month
    • 50,000 MRUs included with volume pricing
    • 10 dashboard seats included
    • SOC2 report and priority support
  • Enterprise$undefined/month
    • Custom pricing, annual billing
    • 99.99% uptime SLA
    • HIPAA available, dedicated Slack channel

Weavr

On request
  • Weavr embedded finance$undefined/year
    • Platform subscription plus per-account and per-card fees
    • Interchange share negotiated as part of the commercial terms
    • Monthly minimums apply to card programmes

Which should you pick?

Choose Clerk if

  • You need prebuilt ui components.
  • You want to start without paying.
  • You work on web, ios, android, api.
  • You also want organization management.

Choose Weavr if

  • You need plug-and-play products.
  • You work on Web, REST API.
  • You also want regulated cover.

Questions people ask

Is Clerk or Weavr better?
Neither clearly leads. Clerk starts at Free and Weavr at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Clerk or Weavr?
Clerk has a free tier; the other does not. Paid plans start at Free for Clerk and On request for Weavr.
Does Clerk or Weavr run on more platforms?
Clerk runs on web, ios, android, api. Weavr runs on Web, REST API.
Can I use Clerk for free?
Yes. Clerk has a free tier, so you can try it without paying. Weavr starts at On request.
What is Clerk best used for?
Clerk is most often used for adding sign-in and user profiles to a web or mobile app quickly, b2b saas apps needing organizations and role-based access, startups wanting prebuilt ui instead of building auth in-house, apps needing mfa and fraud detection out of the box. Of those, adding sign-in and user profiles to a web or mobile app quickly and b2b saas apps needing organizations and role-based access are not what Weavr is typically brought in for.
What can Clerk do that Weavr cannot?
Clerk covers Prebuilt UI components, Organization management, Multi-factor authentication, Social sign-on. Weavr covers Plug-and-play products, Regulated cover, Card issuing, Multi-currency accounts.

Answered from the vendors’ own pages

Clerk: What does Clerk cost?

Clerk's Hobby plan is free with a 50,000 MRU limit; Pro is $25/month ($20/month billed annually), Business is $300/month ($250 annually), and Enterprise uses custom annual pricing.

Source
Weavr: Do I need my own financial licence?

No. Weavr holds an e-money licence, including a Maltese authorisation for the EU, and acts as the regulated entity for the embedded product.

Clerk: Is there a free plan and what are its limits?

Yes, the Hobby plan is free with a 50,000 monthly retained user (MRU) limit per app, up to 3 dashboard seats, and unlimited applications, with no credit card required.

Source
Weavr: How is it different from a banking-as-a-service API?

It sells finished product shapes with compliance built in rather than raw banking primitives, which trades flexibility for a much shorter route to launch.

Clerk: How is usage metered?

Clerk meters by monthly retained users (MRUs) — users who return to the app at least a day after signing up — with overage billed at $0.02 per MRU beyond the included 50,000 on paid plans.

Source
Weavr: How does Weavr make money?

Platform fees plus per-account and per-card charges, with a negotiated share of card interchange.

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