Cybersecurity · head to head
Authy vs Refact
Authy
Cybersecurity
Twilio's free authenticator app with encrypted cloud backup, mobile only since the desktop clients were withdrawn in 2024.
- From
- Free
- Free plan
- Yes
Refact
Developer Tools
Autonomous AI coding agent for development tasks
- From
- Free
- Free plan
- Yes
The short version
- Each has a real cost: Authy there is no export function for stored TOTP secrets, so moving to a different authenticator means disabling and re-enrolling two-factor authentication on every account individually, which is the reason most users stay rather than a reason anyone should choose it.; Refact requires configuration for optimal performance
- They diverge on capability: Authy covers Encrypted cloud backup, Refact covers Autonomous agent workflows.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Authy and Refact actually diverge.
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Authy
- Encrypted cloud backup
- Multi-device sync
- Standard TOTP
- Offline code generation
- App lock
- Multi-device toggle
- Token organisation
- Free with no account tier
Only in Refact
- Autonomous agent workflows
- IDE chat
- Real-time code completions
- GitHub integration
- Database integration
- On-premise deployment
- Multi-LLM support
- 25+ language support
What people use each for
The jobs each tool is most often brought in to do.
Authy
- An individual who wants two-factor authentication on personal accounts and needs it to survive losing or replacing a phonenot Refact
- A small team sharing access to a service account where the same tokens must be available on more than one handsetnot Refact
- Replacing SMS-based codes with TOTP for someone who would abandon two-factor entirely if recovery were difficultnot Refact
- Consolidating tokens scattered across several apps onto one device list with recognisable names and iconsnot Refact
Refact
- Autonomous code generation for development tasksnot Authy
- End-to-end bug fixes and refactoringnot Authy
- Multi-language software development accelerationnot Authy
- Enterprise development with data privacy requirementsnot Authy
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Authy
- There is no export function for stored TOTP secrets, so moving to a different authenticator means disabling and re-enrolling two-factor authentication on every account individually, which is the reason most users stay rather than a reason anyone should choose it.
- The Windows, macOS and Linux desktop applications were discontinued in 2024 and stopped working, so any workflow that depended on copying codes on a computer now requires a phone in hand, and users who held tokens only on a desktop client had to restore from backup or re-enrol.
- The account is keyed to a phone number, so an attacker who takes over that number through a SIM swap can begin the device registration flow, and the only remaining control is the backup password that most users set once and cannot recall.
- In 2024 an unauthenticated Twilio endpoint allowed attackers to confirm which numbers from a supplied list were registered Authy accounts, exposing around 33 million phone numbers, which disclosed no codes but handed phishers a validated list of people known to use two-factor authentication.
- It is a free consumer application inside a company that has already retired the paid Authy developer API it once supported, so it carries no revenue of its own, and users should treat its continued existence as a business decision rather than a roadmap commitment.
Refact
- Requires configuration for optimal performance
- On-premise deployment adds operational complexity
- Free tier limited by daily agent request quota
- Coin system adds complexity to cost calculation
Pricing, plan by plan
Authy
FreeNo published plan breakdown. See the Authy review.
Refact
Free- FreeFree
- Limited daily agent usage
- Unlimited completions
- 2,000 coins for agent and chat
- Pro$10/month
- 40 daily agent requests
- 64k context window
- 10,000 coins monthly
- Enterprise$undefined/custom
- On-premise deployment
- Custom coin allocation
- Fine-tuning support
Which should you pick?
Choose Authy if
- You need encrypted cloud backup.
- You want to start without paying.
- You also want multi-device sync.
Choose Refact if
- You need autonomous agent workflows.
- You want to start without paying.
- You work on VS Code, Web.
- You also want ide chat.
Questions people ask
- Is Authy or Refact better?
- Neither clearly leads. Authy starts at Free and Refact at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Authy or Refact?
- Authy starts at Free and Refact at Free.
- Does Authy or Refact run on more platforms?
- Authy runs on Web. Refact runs on VS Code, Web.
- Can I use Authy for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Authy best used for?
- Authy is most often used for an individual who wants two-factor authentication on personal accounts and needs it to survive losing or replacing a phone, a small team sharing access to a service account where the same tokens must be available on more than one handset, replacing sms-based codes with totp for someone who would abandon two-factor entirely if recovery were difficult, consolidating tokens scattered across several apps onto one device list with recognisable names and icons. Of those, an individual who wants two-factor authentication on personal accounts and needs it to survive losing or replacing a phone and a small team sharing access to a service account where the same tokens must be available on more than one handset are not what Refact is typically brought in for.
- What can Authy do that Refact cannot?
- Authy covers Encrypted cloud backup, Multi-device sync, Standard TOTP, Offline code generation. Refact covers Autonomous agent workflows, IDE chat, Real-time code completions, GitHub integration.
Answered from the vendors’ own pages
Authy: Is Authy still supported?
The mobile apps for iOS and Android are still available and functional. The desktop applications were withdrawn in 2024 and the Authy developer API has been retired in favour of Twilio Verify, so the surrounding product has been shrinking.
Refact: How many programming languages does Refact support?
Refact supports 25+ programming languages including Python, JavaScript, Go, Rust, Java, C++, and many others.
SourceAuthy: Can I export my tokens?
No. There is no export of the underlying secrets, by design. Migrating to another authenticator means going to each service, disabling two-factor authentication and setting it up again with the new app.
Refact: Can I deploy Refact on-premises?
Yes. Refact offers on-premise deployment options for organizations requiring complete data control and privacy.
SourceAuthy: What happened to the desktop app?
Twilio announced its discontinuation in March 2024 and the applications stopped working later that year. There is no replacement desktop client; the mobile apps are the product now.
Refact: What LLMs does Refact support?
Refact works with multiple LLMs including Claude, GPT-4, and open-source models, giving you flexibility in model selection.
SourceAuthy: Is multi-device sync safe to leave on?
It is the feature most worth understanding. Leaving new device registration enabled means anyone who controls your phone number can attempt to add a device. The usual advice is to turn the multi-device setting off once your devices are registered and turn it on only when you need to add one.
Authy: What if I lose my phone and forget the backup password?
The secrets are encrypted with that password and Twilio does not hold it, so they cannot be recovered. You would fall back to each individual service's account recovery process, which is exactly the situation the backup was meant to avoid.
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