Software · head to head
Mailchimp vs Wise Business

Wise Business
Software
The smart way to send and receive business payments
- From
- $29/month
- Rated
- -
The short version
- Only Mailchimp has a free tier, so it costs nothing to try first.
- Each has a real cost: Mailchimp the free plan allows 250 contacts and 500 sends a month, with a 250 daily cap; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- They diverge on capability: Mailchimp covers Email campaigns, Wise Business covers Multi-currency accounts.
Where they differ
Only the attributes on which Mailchimp and Wise Business actually diverge.
| Attribute | Mailchimp | Wise Business |
|---|---|---|
| Starting price | Free | $29/month |
| Pricing model | Unknown | usage-based |
| Free tier | Yes | No |
| Platforms | Web, iOS, Android | Web, Ios, Android, Api |
| Founded | 2001 | 2011 |
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Mailchimp
- Email campaigns
- Marketing automation
- Landing pages
- Forms & popups
- Audience management
- Content studio
- Analytics
- Social media
Only in Wise Business
- Multi-currency accounts
- International transfers
- Batch payments
- API access
- Team management
- Xero
- QuickBooks
- Various
What people use each for
The jobs each tool is most often brought in to do.
Mailchimp
- Email newslettersnot Wise Business
- E-commerce marketingnot Wise Business
- Lead generationnot Wise Business
- Customer engagementnot Wise Business
- Marketing automationnot Wise Business
Wise Business
- Holding and converting multiple currencies as a businessnot Mailchimp
- Paying international suppliers and contractors at the mid market ratenot Mailchimp
- Receiving payments into local currency account details in several countriesnot Mailchimp
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Mailchimp
- The free plan allows 250 contacts and 500 sends a month, with a 250 daily cap
- Price is driven by contact count, so the list growing raises the bill regardless of how much you send
- Send allowances are a multiple of contacts, 10x on Essentials and 12x on Standard, so a large list with heavy sending forces a tier change
- Essentials allows 3 seats and Standard 5; unlimited seats need Premium at $350 a month
- The headline $13 and $20 prices are for 500 contacts, not a flat rate
Wise Business
- Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- Volume discounts on transfers start only above 20,000 GBP equivalent sent per month
Pricing, plan by plan
Mailchimp
Free- FreeFree
- 250 contacts
- 500 sends per month
- Basic email campaigns
- Essentials$13/month
- 500+ contacts
- Email campaigns
- Basic automation
- Standard$20/month
- Advanced automation
- Segmentation
- Landing pages
Wise Business
$29/month- StandardFree
- Multi-currency account
- Real exchange rate
- Batch payments
Which should you pick?
Choose Mailchimp if
- You need email campaigns.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want marketing automation.
Choose Wise Business if
- You need multi-currency accounts.
- You work on Web, Ios, Android, Api.
- You also want international transfers.
Questions people ask
- Is Mailchimp or Wise Business better?
- Neither clearly leads. Mailchimp starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Mailchimp or Wise Business?
- Mailchimp has a free tier; the other does not. Paid plans start at Free for Mailchimp and $29/month for Wise Business.
- Does Mailchimp or Wise Business run on more platforms?
- Mailchimp runs on Web, iOS, Android. Wise Business runs on Web, Ios, Android, Api.
- Can I use Mailchimp for free?
- Yes. Mailchimp has a free tier, so you can try it without paying. Wise Business starts at $29/month.
- What is Mailchimp best used for?
- Mailchimp is most often used for email newsletters, e-commerce marketing, lead generation, customer engagement. Of those, email newsletters and e-commerce marketing are not what Wise Business is typically brought in for.
- What can Mailchimp do that Wise Business cannot?
- Mailchimp covers Email campaigns, Marketing automation, Landing pages, Forms & popups. Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
Answered from the vendors’ own pages
Mailchimp: Does Mailchimp offer a free plan?
Yes, Mailchimp's free plan supports up to 250 contacts and 500 sends per month with a 250-per-day cap.
SourceMailchimp: What email features does Mailchimp include?
Mailchimp provides email campaign builder, automation sequences, segmentation, contact management, and A/B testing for email marketing.
SourceMailchimp: Can Mailchimp integrate with e-commerce platforms?
Yes, Mailchimp integrates with Shopify, WooCommerce, Squarespace, and other e-commerce platforms for customer sync and abandoned cart automation.
SourceRelated pages
More on Wise Business
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