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E-commerce · head to head

Gumroad vs Wise Business

G

Gumroad

E-commerce

Sell your stuff, see what sticks

From
On request
Rated
-
Full reviewWebsite
Wise Business logo

Wise Business

Accounting & Finance

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Gumroad charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP

Where they differ

Only the attributes on which Gumroad and Wise Business actually diverge.

Attributes where Gumroad and Wise Business differ
AttributeGumroadWise Business
Starting priceOn request$29/month
Pricing modelsubscriptionusage-based
PlatformsWebWeb, Ios, Android, Api
CategoryE-commerceAccounting & Finance
FoundedUnknown2011

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Gumroad

Nothing recorded that Wise Business does not also cover.

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

What people use each for

The jobs each tool is most often brought in to do.

Gumroad

No use cases recorded yet. See the Gumroad review.

Wise Business

  • Holding and converting multiple currencies as a businessnot Gumroad
  • Paying international suppliers and contractors at the mid market ratenot Gumroad
  • Receiving payments into local currency account details in several countriesnot Gumroad

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Gumroad

  • Charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

Gumroad

On request

No published plan breakdown. See the Gumroad review.

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose Gumroad if

Nothing in the data separates Gumroad from Wise Business on the points above - pick on price and on how each one feels to use.

Gumroad review

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Questions people ask

Is Gumroad or Wise Business better?
Neither clearly leads. Gumroad starts at On request and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Gumroad or Wise Business?
Gumroad starts at On request and Wise Business at $29/month.
Does Gumroad or Wise Business run on more platforms?
Gumroad runs on Web. Wise Business runs on Web, Ios, Android, Api.
What can Gumroad do that Wise Business cannot?
Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
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Related pages

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