Softwr

Software · head to head

Braintree vs Wise Business

B

Braintree

Software

End-to-end checkout experiences for businesses, from PayPal

From
On request
Rated
-
Wise Business logo

Wise Business

Software

The smart way to send and receive business payments

From
$29/month
Rated
-

The short version

  • Each has a real cost: Braintree vendor overview page names no transaction fee percentage or fixed charge, requiring a separate signup flow to see pricing; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP

Where they differ

Only the attributes on which Braintree and Wise Business actually diverge.

Attributes where Braintree and Wise Business differ
AttributeBraintreeWise Business
Starting priceOn request$29/month
Pricing modeltransactionusage-based
PlatformsWebWeb, Ios, Android, Api
FoundedUnknown2011

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Braintree

Nothing recorded that Wise Business does not also cover.

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

What people use each for

The jobs each tool is most often brought in to do.

Braintree

No use cases recorded yet. See the Braintree review.

Wise Business

  • Holding and converting multiple currencies as a businessnot Braintree
  • Paying international suppliers and contractors at the mid market ratenot Braintree
  • Receiving payments into local currency account details in several countriesnot Braintree

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Braintree

  • Vendor overview page names no transaction fee percentage or fixed charge, requiring a separate signup flow to see pricing
  • Now marketed and hosted directly under the PayPal brand at paypal.com rather than a standalone braintreepayments.com site, which now redirects

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

Braintree

On request

No published plan breakdown. See the Braintree review.

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose Braintree if

Nothing in the data separates Braintree from Wise Business on the points above - pick on price and on how each one feels to use.

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.

Questions people ask

Is Braintree or Wise Business better?
Neither clearly leads. Braintree starts at On request and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Braintree or Wise Business?
Braintree starts at On request and Wise Business at $29/month.
Does Braintree or Wise Business run on more platforms?
Braintree runs on Web. Wise Business runs on Web, Ios, Android, Api.
What can Braintree do that Wise Business cannot?
Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.

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