Software · head to head
Braintree vs Wise Business
Braintree
Software
End-to-end checkout experiences for businesses, from PayPal
- From
- On request
- Rated
- -

Wise Business
Software
The smart way to send and receive business payments
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Braintree vendor overview page names no transaction fee percentage or fixed charge, requiring a separate signup flow to see pricing; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
Where they differ
Only the attributes on which Braintree and Wise Business actually diverge.
| Attribute | Braintree | Wise Business |
|---|---|---|
| Starting price | On request | $29/month |
| Pricing model | transaction | usage-based |
| Platforms | Web | Web, Ios, Android, Api |
| Founded | Unknown | 2011 |
Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Braintree
Nothing recorded that Wise Business does not also cover.
Only in Wise Business
- Multi-currency accounts
- International transfers
- Batch payments
- API access
- Team management
- Xero
- QuickBooks
- Various
What people use each for
The jobs each tool is most often brought in to do.
Braintree
No use cases recorded yet. See the Braintree review.
Wise Business
- Holding and converting multiple currencies as a businessnot Braintree
- Paying international suppliers and contractors at the mid market ratenot Braintree
- Receiving payments into local currency account details in several countriesnot Braintree
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Braintree
- Vendor overview page names no transaction fee percentage or fixed charge, requiring a separate signup flow to see pricing
- Now marketed and hosted directly under the PayPal brand at paypal.com rather than a standalone braintreepayments.com site, which now redirects
Wise Business
- Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- Volume discounts on transfers start only above 20,000 GBP equivalent sent per month
Pricing, plan by plan
Braintree
On requestNo published plan breakdown. See the Braintree review.
Wise Business
$29/month- StandardFree
- Multi-currency account
- Real exchange rate
- Batch payments
Which should you pick?
Choose Braintree if
Nothing in the data separates Braintree from Wise Business on the points above - pick on price and on how each one feels to use.
Choose Wise Business if
- You need multi-currency accounts.
- You work on Web, Ios, Android, Api.
- You also want international transfers.
Questions people ask
- Is Braintree or Wise Business better?
- Neither clearly leads. Braintree starts at On request and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Braintree or Wise Business?
- Braintree starts at On request and Wise Business at $29/month.
- Does Braintree or Wise Business run on more platforms?
- Braintree runs on Web. Wise Business runs on Web, Ios, Android, Api.
- What can Braintree do that Wise Business cannot?
- Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
Related pages
More on Wise Business
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