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Software · head to head

Paymo vs Ramp

Paymo logo

Paymo

Software

Work & project management for teams

From
On request
Rated
-
Ramp logo

Ramp

Software

The corporate card that helps you spend less

From
Free
Rated
-

The short version

  • Only Ramp has a free tier, so it costs nothing to try first.
  • Each has a real cost: Paymo every advertised price rises after 3 months, with Plus going from $10.90 to $15.90 per user and Pro from $16.90 to $23.90; Ramp procurement module unavailable on Free plan; available as add-on on Plus
  • They diverge on capability: Paymo covers Task management, Ramp covers Corporate cards.

Where they differ

Only the attributes on which Paymo and Ramp actually diverge.

Attributes where Paymo and Ramp differ
AttributePaymoRamp
Starting priceOn requestFree
Pricing modelfreemiumUnknown
Free tierNoYes
PlatformsWeb, Ios, Android, DesktopWeb, Mobile apps
Founded20082019

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Paymo

  • Task management
  • Time tracking
  • Invoicing
  • Gantt charts
  • Resource scheduling
  • Slack
  • Google Workspace
  • Zapier

Only in Ramp

  • Corporate cards
  • Expense management
  • Bill pay
  • Accounting automation
  • Spend insights
  • QuickBooks
  • NetSuite
  • Xero

Both cover

  • Web support
  • Ios support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Paymo

  • Project management with time tracking and invoicing for agenciesnot Ramp
  • Tracking billable hours and project profitabilitynot Ramp

Ramp

  • Corporate expense management and automationnot Paymo
  • Accounts payable automation with AI invoice processingnot Paymo
  • Multi-currency travel and policy managementnot Paymo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Paymo

  • Every advertised price rises after 3 months, with Plus going from $10.90 to $15.90 per user and Pro from $16.90 to $23.90
  • The free plan allows 1 user, 1 client and 2 projects
  • The Solo plan is still capped at 3 clients and 5 projects
  • Gantt charts, task dependencies and scheduling require the Plus plan
  • Integrations are excluded from both the free and Solo plans

Ramp

  • Procurement module unavailable on Free plan; available as add-on on Plus
  • Workday and Oracle Fusion integrations limited to Enterprise tier only
  • Multi-entity functionality requires Plus tier or higher
  • Local card issuance in 30+ countries limited to Enterprise tier
  • Advanced ERP integrations require higher tier selection

Pricing, plan by plan

Paymo

On request
  • FreeFree
    • 1 user
    • Basic features
  • Starter$4.95/month
    • Time tracking
    • Kanban
    • Invoicing

Ramp

Free

No published plan breakdown. See the Ramp review.

Which should you pick?

Choose Paymo if

  • You need task management.
  • You work on Web, Ios, Android, Desktop.
  • You also want time tracking.

Choose Ramp if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Mobile apps.
  • You also want expense management.

Questions people ask

Is Paymo or Ramp better?
Neither clearly leads. Paymo starts at On request and Ramp at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Paymo or Ramp?
Ramp has a free tier; the other does not. Paid plans start at On request for Paymo and Free for Ramp.
Does Paymo or Ramp run on more platforms?
Paymo runs on Web, Ios, Android, Desktop. Ramp runs on Web, Mobile apps.
Can I use Ramp for free?
Yes. Ramp has a free tier, so you can try it without paying. Paymo starts at On request.
What is Paymo best used for?
Paymo is most often used for project management with time tracking and invoicing for agencies, tracking billable hours and project profitability. Of those, project management with time tracking and invoicing for agencies and tracking billable hours and project profitability are not what Ramp is typically brought in for.
What can Paymo do that Ramp cannot?
Paymo covers Task management, Time tracking, Invoicing, Gantt charts. Ramp covers Corporate cards, Expense management, Bill pay, Accounting automation. Both handle Web support, Ios support, Android support.

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