Software · head to head
Paymo vs Tipalti

Tipalti
Software
Global payables automation for modern finance teams
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Paymo every advertised price rises after 3 months, with Plus going from $10.90 to $15.90 per user and Pro from $16.90 to $23.90; Tipalti complex implementation process requiring workflow restructuring around platform limitations
- They diverge on capability: Paymo covers Task management, Tipalti covers Supplier onboarding.
Where they differ
Only the attributes on which Paymo and Tipalti actually diverge.
Identical on both: starting price (On request), free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Paymo
- Task management
- Time tracking
- Invoicing
- Gantt charts
- Resource scheduling
- Slack
- Google Workspace
- Zapier
Only in Tipalti
- Supplier onboarding
- Invoice processing
- Global payments
- Tax compliance
- Payment reconciliation
- NetSuite
- Sage Intacct
- QuickBooks
Both cover
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Paymo
- Project management with time tracking and invoicing for agenciesnot Tipalti
- Tracking billable hours and project profitabilitynot Tipalti
Tipalti
- Payables automationnot Paymo
- Global paymentsnot Paymo
- Supplier managementnot Paymo
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Paymo
- Every advertised price rises after 3 months, with Plus going from $10.90 to $15.90 per user and Pro from $16.90 to $23.90
- The free plan allows 1 user, 1 client and 2 projects
- The Solo plan is still capped at 3 clients and 5 projects
- Gantt charts, task dependencies and scheduling require the Plus plan
- Integrations are excluded from both the free and Solo plans
Tipalti
- Complex implementation process requiring workflow restructuring around platform limitations
- Reported payment processing issues including delays, failures, and poor customer service
- Slow user interface performance when processing large payment volumes or moving between modules
- Limited customization options and missing features like multi-bill selection and advanced reporting
- Customer support response times slower than expected for larger teams without express membership upgrade
Pricing, plan by plan
Paymo
On request- FreeFree
- 1 user
- Basic features
- Starter$4.95/month
- Time tracking
- Kanban
- Invoicing
Tipalti
On request- Custom$null/month
- Base platform fee
- Transaction-based pricing
- Payment volume scaling
Which should you pick?
Choose Paymo if
- You need task management.
- You work on Web, Ios, Android, Desktop.
- You also want time tracking.
Choose Tipalti if
- You need supplier onboarding.
- You work on Web, API.
- You also want invoice processing.
Questions people ask
- Is Paymo or Tipalti better?
- Neither clearly leads. Paymo starts at On request and Tipalti at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Paymo or Tipalti?
- Paymo starts at On request and Tipalti at On request.
- Does Paymo or Tipalti run on more platforms?
- Paymo runs on Web, Ios, Android, Desktop. Tipalti runs on Web, API.
- What is Paymo best used for?
- Paymo is most often used for project management with time tracking and invoicing for agencies, tracking billable hours and project profitability. Of those, project management with time tracking and invoicing for agencies and tracking billable hours and project profitability are not what Tipalti is typically brought in for.
- What can Paymo do that Tipalti cannot?
- Paymo covers Task management, Time tracking, Invoicing, Gantt charts. Tipalti covers Supplier onboarding, Invoice processing, Global payments, Tax compliance. Both handle Web support.
Answered from the vendors’ own pages
Tipalti: What is Tipalti's pricing model?
Tipalti uses subscription-based pricing with a base platform fee plus transaction-based charges determined by payment volume, number of entities, and enabled modules. Custom pricing requires sales contact. Some users report monthly costs starting around $299.
SourceTipalti: How long is Tipalti's implementation timeline?
Technical implementation typically takes days, though due diligence and customization usually require several weeks. Full setup is faster than enterprise solutions requiring months.
SourceTipalti: What payment methods does Tipalti support?
Tipalti supports ACH, wire transfers, eChecks, PayPal, paper checks, and prepaid debit cards. Payees can select their preferred payment method.
SourceTipalti: Does Tipalti handle international payment compliance?
Yes, Tipalti tracks over 26,000 rules and conditions for international payment execution across 200+ countries and territories. All payees are screened against international blacklists to prevent payments to sanctioned entities.
SourceTipalti: What security certifications does Tipalti maintain?
Tipalti maintains AICPA SSAE 16 SOC and ISAE 3402 Type II certifications. The platform uses SSL encryption, two-factor authentication, and role-based access controls.
SourceRelated pages
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