Software · head to head
Setmore vs Zoho Books

Zoho Books
Software
Simple, smart accounting software for growing businesses
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Setmore free plan limited to 4 users maximum; Zoho Books payroll only available in Texas and California, limiting US usefulness
- They diverge on capability: Setmore covers Unlimited appointments, Zoho Books covers Invoicing.
Where they differ
Only the attributes on which Setmore and Zoho Books actually diverge.
| Attribute | Setmore | Zoho Books |
|---|---|---|
| Pricing model | subscription | Unknown |
| Founded | 2008 | 1996 |
Identical on both: starting price (Free), free tier (Yes), platforms (Web, iOS, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Setmore
- Unlimited appointments
- Online booking
- Calendar synchronization
- Customer database
- Email reminders
- SMS reminders
- Mobile app
- Custom branding
Only in Zoho Books
- Invoicing
- Expense tracking
- Bank reconciliation
- Financial reports
- Tax compliance
- Zoho CRM
- PayPal
- SOC 2
Both cover
- Stripe
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Setmore
- Online appointment and booking managementnot Zoho Books
- Service provider scheduling platformnot Zoho Books
- Customer communication via email and SMS remindersnot Zoho Books
Zoho Books
- Invoicingnot Setmore
- Expense managementnot Setmore
- Tax preparationnot Setmore
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Setmore
- Free plan limited to 4 users maximum
- Free plan limited to 200 appointments per month
- Live receptionist add-on limited to US only
- Custom enterprise pricing not published
Zoho Books
- Payroll only available in Texas and California, limiting US usefulness
- Limited access to historical financial data compared to competitors
- Customer support is slow with long response times and frustrating workarounds
- Fewer integrations than QuickBooks Online and Xero
- User limit restrictions (1-15 depending on plan) compared to Xero's unlimited users
- Occasional inaccuracies in automatic exchange rate updates for international transactions
Pricing, plan by plan
Setmore
FreeNo published plan breakdown. See the Setmore review.
Zoho Books
Free- FreeFree
- 1 user + accountant
- Unlimited invoices
- Standard$20/month
- 3 users
- Core accounting
- Professional$60/month
- 5 users
- Advanced reporting
- Premium$120/month
- 10 users
- Inventory management
Which should you pick?
Choose Setmore if
- You need unlimited appointments.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want online booking.
Choose Zoho Books if
- You need invoicing.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want expense tracking.
Questions people ask
- Is Setmore or Zoho Books better?
- Neither clearly leads. Setmore starts at Free and Zoho Books at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Setmore or Zoho Books?
- Setmore starts at Free and Zoho Books at Free.
- Does Setmore or Zoho Books run on more platforms?
- Both run on Web, iOS, Android, so platform support will not decide this one for you.
- Can I use Setmore for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Setmore best used for?
- Setmore is most often used for online appointment and booking management, service provider scheduling platform, customer communication via email and sms reminders. Of those, online appointment and booking management and service provider scheduling platform are not what Zoho Books is typically brought in for.
- What can Setmore do that Zoho Books cannot?
- Setmore covers Unlimited appointments, Online booking, Calendar synchronization, Customer database. Zoho Books covers Invoicing, Expense tracking, Bank reconciliation, Financial reports. Both handle Stripe, Web support, Ios support, Android support.
Answered from the vendors’ own pages
Zoho Books: Does Zoho Books support payroll?
Zoho Books offers limited payroll integration available only in Texas and California currently. Outside these states, users must use separate payroll software.
SourceZoho Books: How many users can access one account?
User limits vary by plan: Free tier (1 user + accountant), Standard (3 users), Professional (5 users), Premium (10 users), Elite (15 users). Each business requires separate subscription.
SourceZoho Books: What integrations does Zoho Books support?
Zoho Books integrates with Shopify, WooCommerce, Razorpay, PayPal, Stripe, Salesforce, Google Sheets, and 500+ apps via Zapier. It integrates with other Zoho products like Zoho Inventory and Zoho Projects.
SourceRelated pages
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