Softwr

Accounting & Finance · head to head

Adyen vs bexio

Adyen logo

Adyen

Accounting & Finance

The payments platform built for growth

From
$29/month
Rated
-
bexio logo

bexio

ERP & Business Operations

Simple business software for Swiss SMEs, the self-employed and startups

From
On request
Rated
-

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; bexio basic plan at CHF 35/month allows only 1 user, and Advanced at CHF 42/month covers just 2 users before charging CHF 21/month per additional user

Where they differ

Only the attributes on which Adyen and bexio actually diverge.

Attributes where Adyen and bexio differ
AttributeAdyenbexio
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosWeb
CategoryAccounting & FinanceERP & Business Operations
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in bexio

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot bexio
  • Accepting local payment methods across multiple countriesnot bexio
  • Settling in several currencies through linked bank accountsnot bexio
  • Unified online and in-person paymentsnot bexio

bexio

No use cases recorded yet. See the bexio review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

bexio

  • Basic plan at CHF 35/month allows only 1 user, and Advanced at CHF 42/month covers just 2 users before charging CHF 21/month per additional user
  • QR invoice scan limits and broader marketplace access are gated to higher tiers, so the entry Basic plan does not include the same scanning capacity as Optima or Ultimate

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

bexio

On request

No published plan breakdown. See the bexio review.

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.

Choose bexio if

Nothing in the data separates bexio from Adyen on the points above - pick on price and on how each one feels to use.

Questions people ask

Is Adyen or bexio better?
Neither clearly leads. Adyen starts at $29/month and bexio at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or bexio?
Adyen starts at $29/month and bexio at On request.
Does Adyen or bexio run on more platforms?
Adyen runs on Web, Api, Pos. bexio runs on Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what bexio is typically brought in for.
What can Adyen do that bexio cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.

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