Software · head to head
Adyen vs Sage X3

Sage X3
Software
Enterprise management for mid-size businesses worldwide
- From
- $1500/month
- Rated
- -
The short version
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Sage X3 listed on G-Cloud 14 by reseller X3 Consulting Ltd at £43.50 to £1,625.00 per user per year
- They diverge on capability: Adyen covers Payment processing, Sage X3 covers Financial management.
Where they differ
Only the attributes on which Adyen and Sage X3 actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Oracle
- PCI DSS Level 1
Only in Sage X3
- Financial management
- Supply chain management
- Manufacturing
- Project management
- CRM integration
- Microsoft 365
- Power BI
- EDI systems
Both cover
- Salesforce
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Sage X3
- Accepting local payment methods across multiple countriesnot Sage X3
- Settling in several currencies through linked bank accountsnot Sage X3
- Unified online and in-person paymentsnot Sage X3
Sage X3
- Multi-site operationsnot Adyen
- International businessnot Adyen
- Process manufacturingnot Adyen
- Distribution managementnot Adyen
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Sage X3
- Listed on G-Cloud 14 by reseller X3 Consulting Ltd at £43.50 to £1,625.00 per user per year
Pricing, plan by plan
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Sage X3
$1500/month- Standard$1500/month
- Core ERP functionality
- Financial management
- Inventory management
- Enterprise$3000/month
- Multi-company support
- Advanced manufacturing
- Business intelligence
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Choose Sage X3 if
- You need financial management.
- You work on Cloud, Windows, Web.
- You also want supply chain management.
Questions people ask
- Is Adyen or Sage X3 better?
- Neither clearly leads. Adyen starts at $29/month and Sage X3 at $1500/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Sage X3?
- Adyen starts at $29/month and Sage X3 at $1500/month.
- Does Adyen or Sage X3 run on more platforms?
- Adyen runs on Web, Api, Pos. Sage X3 runs on Cloud, Windows, Web.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Sage X3 is typically brought in for.
- What can Adyen do that Sage X3 cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Sage X3 covers Financial management, Supply chain management, Manufacturing, Project management. Both handle Salesforce, Web support.
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