Software · head to head
Payoneer vs Square Appointments
The short version
- Only Square Appointments has a free tier, so it costs nothing to try first.
- Each has a real cost: Payoneer an annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months; Square Appointments the free plan is aimed at solo professionals; booking across multiple staff requires the paid Plus plan
- They diverge on capability: Payoneer covers Receive payments, Square Appointments covers Online booking.
Where they differ
Only the attributes on which Payoneer and Square Appointments actually diverge.
| Attribute | Payoneer | Square Appointments |
|---|---|---|
| Starting price | $29/month | Free |
| Pricing model | usage-based | subscription |
| Free tier | No | Yes |
| Founded | 2005 | 2009 |
Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Payoneer
- Receive payments
- Multi-currency accounts
- Working capital
- Mass payouts
- Marketplace integrations
- Amazon
- Fiverr
- Upwork
Only in Square Appointments
- Online booking
- Client management
- Point of sale
- Payment processing
- Automated reminders
- Instagram booking
- Google booking
- Mobile app
Both cover
- PCI DSS
- Web support
What people use each for
The jobs each tool is most often brought in to do.
Payoneer
- Receiving marketplace and platform payouts as a freelancer or sellernot Square Appointments
- Holding receiving accounts in several currenciesnot Square Appointments
- Paying suppliers and withdrawing to a local bank accountnot Square Appointments
Square Appointments
- Online appointment booking for salons, barbers and personal servicesnot Payoneer
- Taking card payments and deposits at the time of bookingnot Payoneer
- Managing staff calendars, waitlists and no-show policiesnot Payoneer
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Payoneer
- An annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months
- The Payoneer card carries a $29.95 USD annual fee and $12.95 USD for a replacement
- Converting between Payoneer balances in different currencies costs 0.50%
- Receiving into a non local currency receiving account costs 1%, minimum $1.00 USD
- Receiving by credit card costs up to 3.99% plus $0.49 USD
- Withdrawing to a bank in the recipient's local currency costs 1.2% to 4%
- ATM withdrawals cost $3.15 USD plus up to 1.8%, rising to 3.5% when currency is converted
- Card purchases requiring conversion cost up to 3.5%
Square Appointments
- The free plan is aimed at solo professionals; booking across multiple staff requires the paid Plus plan
- Cancellation policies, no-show fees and waitlists require the Plus plan
- Resource management, service cost tracking and the future bookings report require the Premium plan
- Custom processing rates are reserved for Square Pro, which is aimed at businesses processing over $250,000 a year
- Card processing fees are charged on top of the plan fee on every tier including the free one
Pricing, plan by plan
Payoneer
$29/month- StandardFree
- Receive payments
- Multi-currency
- Marketplace connections
Square Appointments
Free- FreeFree
- Unlimited appointments
- Online booking
- Client management
- Plus$29/month
- Everything in Free
- Multiple staff calendars
- No-show protection
- Premium$69/month
- Everything in Plus
- Multi-location
- Staff management
Which should you pick?
Choose Payoneer if
- You need receive payments.
- You work on Web, Ios, Android.
- You also want multi-currency accounts.
Choose Square Appointments if
- You need online booking.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want client management.
Questions people ask
- Is Payoneer or Square Appointments better?
- Neither clearly leads. Payoneer starts at $29/month and Square Appointments at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Payoneer or Square Appointments?
- Square Appointments has a free tier; the other does not. Paid plans start at $29/month for Payoneer and Free for Square Appointments.
- Does Payoneer or Square Appointments run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- Can I use Square Appointments for free?
- Yes. Square Appointments has a free tier, so you can try it without paying. Payoneer starts at $29/month.
- What is Payoneer best used for?
- Payoneer is most often used for receiving marketplace and platform payouts as a freelancer or seller, holding receiving accounts in several currencies, paying suppliers and withdrawing to a local bank account. Of those, receiving marketplace and platform payouts as a freelancer or seller and holding receiving accounts in several currencies are not what Square Appointments is typically brought in for.
- What can Payoneer do that Square Appointments cannot?
- Payoneer covers Receive payments, Multi-currency accounts, Working capital, Mass payouts. Square Appointments covers Online booking, Client management, Point of sale, Payment processing. Both handle PCI DSS, Web support.
Related pages
More on Square Appointments
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