Softwr

E-commerce · head to head

Gumroad vs Mint

G

Gumroad

E-commerce

Sell your stuff, see what sticks

From
On request
Rated
-
Full reviewWebsite
Mint logo

Mint

Personal Finance

All your money in one app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Mint has a free tier, so it costs nothing to try first.
  • Each has a real cost: Gumroad charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere

Where they differ

Only the attributes on which Gumroad and Mint actually diverge.

Attributes where Gumroad and Mint differ
AttributeGumroadMint
Starting priceOn requestFree
Pricing modelsubscriptionfree
Free tierNoYes
PlatformsWebWeb, iOS, Android
CategoryE-commercePersonal Finance
FoundedUnknown2006

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Gumroad

Nothing recorded that Mint does not also cover.

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

What people use each for

The jobs each tool is most often brought in to do.

Gumroad

No use cases recorded yet. See the Gumroad review.

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Gumroad
  • Users transitioning to Credit Karma for continued money management featuresnot Gumroad

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Gumroad

  • Charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Pricing, plan by plan

Gumroad

On request

No published plan breakdown. See the Gumroad review.

Mint

Free

No published plan breakdown. See the Mint review.

Which should you pick?

Choose Gumroad if

Nothing in the data separates Gumroad from Mint on the points above - pick on price and on how each one feels to use.

Gumroad review

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.
Mint review

Questions people ask

Is Gumroad or Mint better?
Neither clearly leads. Gumroad starts at On request and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Gumroad or Mint?
Mint has a free tier; the other does not. Paid plans start at On request for Gumroad and Free for Mint.
Does Gumroad or Mint run on more platforms?
Gumroad runs on Web. Mint runs on Web, iOS, Android.
Can I use Mint for free?
Yes. Mint has a free tier, so you can try it without paying. Gumroad starts at On request.
What can Gumroad do that Mint cannot?
Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring.
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