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Software · head to head

Authorize.net vs Mint

A

Authorize.net

Software

We help make it easy to get paid

From
On request
Rated
-
Full reviewWebsite
Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Mint has a free tier, so it costs nothing to try first.
  • Each has a real cost: Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere

Where they differ

Only the attributes on which Authorize.net and Mint actually diverge.

Attributes where Authorize.net and Mint differ
AttributeAuthorize.netMint
Starting priceOn requestFree
Pricing modelsubscriptionfree
Free tierNoYes
PlatformsWebWeb, iOS, Android
FoundedUnknown2006

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Authorize.net

Nothing recorded that Mint does not also cover.

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

What people use each for

The jobs each tool is most often brought in to do.

Authorize.net

No use cases recorded yet. See the Authorize.net review.

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Authorize.net
  • Users transitioning to Credit Karma for continued money management featuresnot Authorize.net

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Authorize.net

  • All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
  • eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Pricing, plan by plan

Authorize.net

On request

No published plan breakdown. See the Authorize.net review.

Mint

Free

No published plan breakdown. See the Mint review.

Which should you pick?

Choose Authorize.net if

Nothing in the data separates Authorize.net from Mint on the points above - pick on price and on how each one feels to use.

Authorize.net review

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.
Mint review

Questions people ask

Is Authorize.net or Mint better?
Neither clearly leads. Authorize.net starts at On request and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Authorize.net or Mint?
Mint has a free tier; the other does not. Paid plans start at On request for Authorize.net and Free for Mint.
Does Authorize.net or Mint run on more platforms?
Authorize.net runs on Web. Mint runs on Web, iOS, Android.
Can I use Mint for free?
Yes. Mint has a free tier, so you can try it without paying. Authorize.net starts at On request.
What can Authorize.net do that Mint cannot?
Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring.
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