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E-commerce · head to head

Banktivity vs Gumroad

Banktivity logo

Banktivity

E-commerce

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
G

Gumroad

E-commerce

Sell your stuff, see what sticks

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; Gumroad charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace

Where they differ

Only the attributes on which Banktivity and Gumroad actually diverge.

Attributes where Banktivity and Gumroad differ
AttributeBanktivityGumroad
PlatformsMac, IOSWeb
CategoryUnknownE-commerce
Founded2007Unknown

Identical on both: starting price (On request), pricing model (subscription), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support
  • IOS support

Only in Gumroad

Nothing recorded that Banktivity does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot Gumroad
  • Investment and net worth trackingnot Gumroad
  • Retirement planning projectionsnot Gumroad
  • Connecting to over 14,000 financial institutionsnot Gumroad

Gumroad

No use cases recorded yet. See the Gumroad review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Gumroad

  • Charges a 10 percent plus $0.50 transaction fee on direct sales, rising to 30 percent on sales made through its Discover marketplace

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Gumroad

On request

No published plan breakdown. See the Gumroad review.

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose Gumroad if

Nothing in the data separates Gumroad from Banktivity on the points above - pick on price and on how each one feels to use.

Gumroad review

Questions people ask

Is Banktivity or Gumroad better?
Neither clearly leads. Banktivity starts at On request and Gumroad at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or Gumroad?
Banktivity starts at On request and Gumroad at On request.
Does Banktivity or Gumroad run on more platforms?
Banktivity runs on Mac, IOS. Gumroad runs on Web.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what Gumroad is typically brought in for.
What can Banktivity do that Gumroad cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting.
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