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E-commerce · head to head

Authorize.net vs Fidelity

A

Authorize.net

E-commerce

We help make it easy to get paid

From
On request
Rated
-
Full reviewWebsite
Fidelity logo

Fidelity

Personal Finance

Building a better financial future

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it; Fidelity options trades carry a 0.65 USD per contract fee on top of zero commission

Where they differ

Only the attributes on which Authorize.net and Fidelity actually diverge.

Attributes where Authorize.net and Fidelity differ
AttributeAuthorize.netFidelity
Pricing modelsubscriptiontransaction
PlatformsWebWeb, IOS, Android
CategoryE-commercePersonal Finance
FoundedUnknown1946

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Authorize.net

Nothing recorded that Fidelity does not also cover.

Only in Fidelity

  • Commission-free trading
  • Retirement planning
  • Advisory services
  • Research tools
  • Bank accounts
  • Investment accounts
  • Web support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Authorize.net

No use cases recorded yet. See the Authorize.net review.

Fidelity

  • Commission free trading of US stocks and ETFsnot Authorize.net
  • Holding IRAs, 401(k) plans and taxable brokerage accountsnot Authorize.net
  • Trading bonds, options and mutual funds from one accountnot Authorize.net

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Authorize.net

  • All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
  • eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges

Fidelity

  • Options trades carry a 0.65 USD per contract fee on top of zero commission
  • Non Fidelity mutual funds carry a 49.95 USD transaction fee per purchase
  • Secondary market bonds cost 1.00 USD per bond, while new issues are free
  • A foreign settlement fee of 50 USD applies per trade
  • Margin rates are tiered by debit balance, from 11.825 percent below 25,000 USD down to 7.50 percent at 1 million USD or more, against a base rate of 10.575 percent effective 12 December 2025
  • Margin liquidation by the broker costs 32.95 USD per liquidation

Pricing, plan by plan

Authorize.net

On request

No published plan breakdown. See the Authorize.net review.

Fidelity

On request
  • Brokerage$undefined/month
    • Commission-free trading
    • Research tools
  • Advisory$undefined/month
    • Personal advisor
    • Wealth management

Which should you pick?

Choose Authorize.net if

Nothing in the data separates Authorize.net from Fidelity on the points above - pick on price and on how each one feels to use.

Authorize.net review

Choose Fidelity if

  • You need commission-free trading.
  • You work on Web, IOS, Android.
  • You also want retirement planning.
Fidelity review

Questions people ask

Is Authorize.net or Fidelity better?
Neither clearly leads. Authorize.net starts at On request and Fidelity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Authorize.net or Fidelity?
Authorize.net starts at On request and Fidelity at On request.
Does Authorize.net or Fidelity run on more platforms?
Authorize.net runs on Web. Fidelity runs on Web, IOS, Android.
What can Authorize.net do that Fidelity cannot?
Fidelity covers Commission-free trading, Retirement planning, Advisory services, Research tools.
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