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E-commerce · head to head

Authorize.net vs Google Pay

A

Authorize.net

E-commerce

We help make it easy to get paid

From
On request
Rated
-
Full reviewWebsite
Google Pay logo

Google Pay

Personal Finance

Fast, simple and secure payments

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Google Pay has a free tier, so it costs nothing to try first.
  • Each has a real cost: Authorize.net all-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it; Google Pay limited to Android devices and Chrome browser; lacks native support for iOS devices

Where they differ

Only the attributes on which Authorize.net and Google Pay actually diverge.

Attributes where Authorize.net and Google Pay differ
AttributeAuthorize.netGoogle Pay
Starting priceOn requestFree
Pricing modelsubscriptionfree
Free tierNoYes
PlatformsWebAndroid, Chrome browser
CategoryE-commercePersonal Finance
FoundedUnknown2015

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Authorize.net

Nothing recorded that Google Pay does not also cover.

Only in Google Pay

  • Digital wallet
  • Contactless payments
  • Online shopping
  • P2P money transfers
  • Credit cards
  • Debit cards
  • Bank accounts
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Authorize.net

No use cases recorded yet. See the Authorize.net review.

Google Pay

  • Android users making contactless payments at supported retailersnot Authorize.net
  • Chrome browser users utilising payment autofill at checkoutnot Authorize.net

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Authorize.net

  • All-in-One plan charges a $25 monthly gateway fee plus 2.9% + 30 cents per transaction on top of it
  • eCheck processing carries its own $10 monthly minimum fee separate from the card processing charges

Google Pay

  • Limited to Android devices and Chrome browser; lacks native support for iOS devices
  • International money transfer through third-party provider (Wise Inc.) with limited details on coverage

Pricing, plan by plan

Authorize.net

On request

No published plan breakdown. See the Authorize.net review.

Google Pay

Free

No published plan breakdown. See the Google Pay review.

Which should you pick?

Choose Authorize.net if

Nothing in the data separates Authorize.net from Google Pay on the points above - pick on price and on how each one feels to use.

Authorize.net review

Choose Google Pay if

  • You need digital wallet.
  • You want to start without paying.
  • You work on Android, Chrome browser.
  • You also want contactless payments.
Google Pay review

Questions people ask

Is Authorize.net or Google Pay better?
Neither clearly leads. Authorize.net starts at On request and Google Pay at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Authorize.net or Google Pay?
Google Pay has a free tier; the other does not. Paid plans start at On request for Authorize.net and Free for Google Pay.
Does Authorize.net or Google Pay run on more platforms?
Authorize.net runs on Web. Google Pay runs on Android, Chrome browser.
Can I use Google Pay for free?
Yes. Google Pay has a free tier, so you can try it without paying. Authorize.net starts at On request.
What can Authorize.net do that Google Pay cannot?
Google Pay covers Digital wallet, Contactless payments, Online shopping, P2P money transfers.
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Related pages

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