Software · head to head
Payoneer vs Podio
The short version
- Each has a real cost: Payoneer an annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months; Podio the free plan stops at 5 users and 100 items across the whole organisation
- They diverge on capability: Payoneer covers Receive payments, Podio covers Workspaces.
Where they differ
Only the attributes on which Payoneer and Podio actually diverge.
Identical on both: free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Payoneer
- Receive payments
- Multi-currency accounts
- Working capital
- Mass payouts
- Marketplace integrations
- Amazon
- Fiverr
- Upwork
Only in Podio
- Workspaces
- Apps
- Workflows
- Tasks
- Calendar
- Slack
- Google Drive
- Dropbox
Both cover
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Payoneer
- Receiving marketplace and platform payouts as a freelancer or sellernot Podio
- Holding receiving accounts in several currenciesnot Podio
- Paying suppliers and withdrawing to a local bank accountnot Podio
Podio
- Building custom workspaces and apps without codenot Payoneer
- Project and task management for a small teamnot Payoneer
- Client collaboration with external users on the paid plansnot Payoneer
- Simple workflow automation between appsnot Payoneer
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Payoneer
- An annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months
- The Payoneer card carries a $29.95 USD annual fee and $12.95 USD for a replacement
- Converting between Payoneer balances in different currencies costs 0.50%
- Receiving into a non local currency receiving account costs 1%, minimum $1.00 USD
- Receiving by credit card costs up to 3.99% plus $0.49 USD
- Withdrawing to a bank in the recipient's local currency costs 1.2% to 4%
- ATM withdrawals cost $3.15 USD plus up to 1.8%, rising to 3.5% when currency is converted
- Card purchases requiring conversion cost up to 3.5%
Podio
- The free plan stops at 5 users and 100 items across the whole organisation
- Workflow automation is capped at 25,000 actions a month even on Premium at $19.20 per user
- API access is a paid add-on from $23 a month, and higher call rates run to $159
- Extra automation is billed separately, from $39 up to $559 a month
- Visual reports, email integrations and PDF generation all require Premium
Pricing, plan by plan
Payoneer
$29/month- StandardFree
- Receive payments
- Multi-currency
- Marketplace connections
Podio
On request- FreeFree
- 5 employees
- Basic features
- Basic$7.2/month
- Unlimited employees
- User management
- Automations
Which should you pick?
Choose Payoneer if
- You need receive payments.
- You work on Web, Ios, Android.
- You also want multi-currency accounts.
Questions people ask
- Is Payoneer or Podio better?
- Neither clearly leads. Payoneer starts at $29/month and Podio at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Payoneer or Podio?
- Payoneer starts at $29/month and Podio at On request.
- Does Payoneer or Podio run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- What is Payoneer best used for?
- Payoneer is most often used for receiving marketplace and platform payouts as a freelancer or seller, holding receiving accounts in several currencies, paying suppliers and withdrawing to a local bank account. Of those, receiving marketplace and platform payouts as a freelancer or seller and holding receiving accounts in several currencies are not what Podio is typically brought in for.
- What can Payoneer do that Podio cannot?
- Payoneer covers Receive payments, Multi-currency accounts, Working capital, Mass payouts. Podio covers Workspaces, Apps, Workflows, Tasks. Both handle Web support, Ios support, Android support.
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