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Basecamp vs Payoneer

Basecamp logo

Basecamp

All industries

Project management & team collaboration software

From
Free
Rated
-
Payoneer logo

Payoneer

Accounting & Finance

One account. Infinite opportunities.

From
$29/month
Rated
-

The short version

  • Only Basecamp has a free tier, so it costs nothing to try first.
  • Each has a real cost: Basecamp the free tier allows one project and 1 GB of storage; Payoneer an annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months
  • They diverge on capability: Basecamp covers Message boards, Payoneer covers Receive payments.

Where they differ

Only the attributes on which Basecamp and Payoneer actually diverge.

Attributes where Basecamp and Payoneer differ
AttributeBasecampPayoneer
Starting priceFree$29/month
Pricing modelfreemiumusage-based
Free tierYesNo
PlatformsWebWeb, Ios, Android
CategoryAll industriesAccounting & Finance
Founded20042005

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Basecamp

  • Message boards
  • To-do lists
  • Schedules
  • Documents & files
  • Group chat
  • Check-in questions
  • Hill Charts
  • Email forwards

Only in Payoneer

  • Receive payments
  • Multi-currency accounts
  • Working capital
  • Mass payouts
  • Marketplace integrations
  • Amazon
  • Fiverr
  • Upwork

What people use each for

The jobs each tool is most often brought in to do.

Basecamp

  • Project management for a small team in one placenot Payoneer
  • Message boards and chat alongside to-dosnot Payoneer
  • Client collaboration, since guests are not chargednot Payoneer
  • Flat-rate project management for a larger team on Pro Unlimitednot Payoneer

Payoneer

  • Receiving marketplace and platform payouts as a freelancer or sellernot Basecamp
  • Holding receiving accounts in several currenciesnot Basecamp
  • Paying suppliers and withdrawing to a local bank accountnot Basecamp

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Basecamp

  • The free tier allows one project and 1 GB of storage
  • Pro is $15 per user per month, so cost scales with headcount unlike the flat Pro Unlimited at $299 a month billed annually
  • Storage beyond the plan costs $50 a month per additional terabyte
  • Timesheet and the Admin Pro Pack are paid upgrades on Pro and only bundled with Pro Unlimited

Payoneer

  • An annual account fee of $29.95 USD applies if the account receives less than $6,000 USD in any 12 consecutive months
  • The Payoneer card carries a $29.95 USD annual fee and $12.95 USD for a replacement
  • Converting between Payoneer balances in different currencies costs 0.50%
  • Receiving into a non local currency receiving account costs 1%, minimum $1.00 USD
  • Receiving by credit card costs up to 3.99% plus $0.49 USD
  • Withdrawing to a bank in the recipient's local currency costs 1.2% to 4%
  • ATM withdrawals cost $3.15 USD plus up to 1.8%, rising to 3.5% when currency is converted
  • Card purchases requiring conversion cost up to 3.5%

Pricing, plan by plan

Basecamp

Free

No published plan breakdown. See the Basecamp review.

Payoneer

$29/month
  • StandardFree
    • Receive payments
    • Multi-currency
    • Marketplace connections

Which should you pick?

Choose Basecamp if

  • You need message boards.
  • You want to start without paying.
  • You also want to-do lists.

Choose Payoneer if

  • You need receive payments.
  • You work on Web, Ios, Android.
  • You also want multi-currency accounts.

Questions people ask

Is Basecamp or Payoneer better?
Neither clearly leads. Basecamp starts at Free and Payoneer at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Basecamp or Payoneer?
Basecamp has a free tier; the other does not. Paid plans start at Free for Basecamp and $29/month for Payoneer.
Does Basecamp or Payoneer run on more platforms?
Basecamp runs on Web. Payoneer runs on Web, Ios, Android.
Can I use Basecamp for free?
Yes. Basecamp has a free tier, so you can try it without paying. Payoneer starts at $29/month.
What is Basecamp best used for?
Basecamp is most often used for project management for a small team in one place, message boards and chat alongside to-dos, client collaboration, since guests are not charged, flat-rate project management for a larger team on pro unlimited. Of those, project management for a small team in one place and message boards and chat alongside to-dos are not what Payoneer is typically brought in for.
What can Basecamp do that Payoneer cannot?
Basecamp covers Message boards, To-do lists, Schedules, Documents & files. Payoneer covers Receive payments, Multi-currency accounts, Working capital, Mass payouts.

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