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Software · head to head

TurboRater vs Bold Penguin

TurboRater logo

TurboRater

Software

Fast comparative rating for personal lines

From
$99/month
Rated
-
Bold Penguin logo

Bold Penguin

Software

Business insurance marketplace for brokers

From
Free
Rated
-

The short version

  • Only Bold Penguin has a free tier, so it costs nothing to try first.
  • They diverge on capability: TurboRater covers Comparative rating, Bold Penguin covers Multi-carrier quoting.

Where they differ

Only the attributes on which TurboRater and Bold Penguin actually diverge.

Attributes where TurboRater and Bold Penguin differ
AttributeTurboRaterBold Penguin
Starting price$99/monthFree
Pricing modelsubscriptiontransaction
Free tierNoYes
PlatformsWeb, WindowsWeb, Ios, Android
Founded19832019

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in TurboRater

  • Comparative rating
  • Auto insurance quoting
  • Home insurance quoting
  • Real-time carrier rates
  • Side-by-side comparison
  • E-signature
  • Document generation
  • Mobile quoting

Only in Bold Penguin

  • Multi-carrier quoting
  • Instant quotes
  • Online binding
  • Customer portal
  • Commission tracking
  • Mobile app
  • API access
  • Reporting

Both cover

  • Data encryption
  • Cloud deployment
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

TurboRater

  • Auto quotingnot Bold Penguin
  • Home quotingnot Bold Penguin
  • Rate comparisonnot Bold Penguin
  • New businessnot Bold Penguin
  • Remarketingnot Bold Penguin

Bold Penguin

  • Routing and triaging commercial insurance submissionsnot TurboRater
  • Automating submission to bind through the Terminal platformnot TurboRater
  • Handling complex middle market submissions with SubmissionLinknot TurboRater
  • Policy checking with ClauseLinknot TurboRater

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

TurboRater

Nothing recorded yet. See the TurboRater review.

Bold Penguin

  • Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
  • Pricing is not published

Pricing, plan by plan

TurboRater

$99/month
  • Basic$99/month
    • Personal auto rating
    • Real-time quotes
    • Rate comparison
  • Professional$199/month
    • Auto & home rating
    • Multi-carrier access
    • E-signature
  • Enterprise$undefined/month
    • All Professional features
    • Commercial lines
    • API access

Bold Penguin

Free
  • Broker AccessFree
    • Multi-carrier quotes
    • Instant quoting
    • Commission tracking

Which should you pick?

Choose TurboRater if

  • You need comparative rating.
  • You work on Web, Windows.
  • You also want auto insurance quoting.

Choose Bold Penguin if

  • You need multi-carrier quoting.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want instant quotes.

Questions people ask

Is TurboRater or Bold Penguin better?
Neither clearly leads. TurboRater starts at $99/month and Bold Penguin at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, TurboRater or Bold Penguin?
Bold Penguin has a free tier; the other does not. Paid plans start at $99/month for TurboRater and Free for Bold Penguin.
Does TurboRater or Bold Penguin run on more platforms?
TurboRater runs on Web, Windows. Bold Penguin runs on Web, Ios, Android.
Can I use Bold Penguin for free?
Yes. Bold Penguin has a free tier, so you can try it without paying. TurboRater starts at $99/month.
What is TurboRater best used for?
TurboRater is most often used for auto quoting, home quoting, rate comparison, new business. Of those, auto quoting and home quoting are not what Bold Penguin is typically brought in for.
What can TurboRater do that Bold Penguin cannot?
TurboRater covers Comparative rating, Auto insurance quoting, Home insurance quoting, Real-time carrier rates. Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Both handle Data encryption, Cloud deployment, Web support.

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