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Proposal & Quote · head to head

Microsoft Dynamics 365 vs Wise Business

Microsoft Dynamics 365 logo

Microsoft Dynamics 365

Proposal & Quote

AI-powered business applications for intelligent enterprise

From
$50/month
Rated
-
Full reviewWebsite
Wise Business logo

Wise Business

Accounting & Finance

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Microsoft Dynamics 365 business Central Essentials is $80 per user per month and Premium is $110 per user per month, both requiring annual billing to get that rate; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • They diverge on capability: Microsoft Dynamics 365 covers Financial management, Wise Business covers Multi-currency accounts.

Where they differ

Only the attributes on which Microsoft Dynamics 365 and Wise Business actually diverge.

Attributes where Microsoft Dynamics 365 and Wise Business differ
AttributeMicrosoft Dynamics 365Wise Business
Starting price$50/month$29/month
Pricing modelsubscriptionusage-based
PlatformsCloud, Web, MobileWeb, Ios, Android, Api
CategoryProposal & QuoteAccounting & Finance
Founded19752011

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Microsoft Dynamics 365

  • Financial management
  • Supply chain
  • Manufacturing
  • Project operations
  • Customer service
  • Microsoft 365
  • Power BI
  • Power Apps

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Microsoft Dynamics 365

  • Mid-market ERP and CRM suite licensed per named user across separate app modulesnot Wise Business

Wise Business

  • Holding and converting multiple currencies as a businessnot Microsoft Dynamics 365
  • Paying international suppliers and contractors at the mid market ratenot Microsoft Dynamics 365
  • Receiving payments into local currency account details in several countriesnot Microsoft Dynamics 365

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Microsoft Dynamics 365

  • Business Central Essentials is $80 per user per month and Premium is $110 per user per month, both requiring annual billing to get that rate
  • Sales Order Agent and Payables Agent features require separately purchased Copilot Credits on top of the per-user license
  • Agent features additionally require a linked Azure subscription

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

Microsoft Dynamics 365

$50/month
  • Finance$135/month
    • Financial management
    • Accounting
    • Budgeting
  • Supply Chain Management$165/month
    • Supply chain planning
    • Inventory management
    • Demand forecasting

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose Microsoft Dynamics 365 if

  • You need financial management.
  • You work on Cloud, Web, Mobile.
  • You also want supply chain.
Microsoft Dynamics 365 review

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Questions people ask

Is Microsoft Dynamics 365 or Wise Business better?
Neither clearly leads. Microsoft Dynamics 365 starts at $50/month and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Microsoft Dynamics 365 or Wise Business?
Microsoft Dynamics 365 starts at $50/month and Wise Business at $29/month.
Does Microsoft Dynamics 365 or Wise Business run on more platforms?
Microsoft Dynamics 365 runs on Cloud, Web, Mobile. Wise Business runs on Web, Ios, Android, Api.
What is Microsoft Dynamics 365 best used for?
Microsoft Dynamics 365 is most often used for mid-market erp and crm suite licensed per named user across separate app modules. Of those, mid-market erp and crm suite licensed per named user across separate app modules is not what Wise Business is typically brought in for.
What can Microsoft Dynamics 365 do that Wise Business cannot?
Microsoft Dynamics 365 covers Financial management, Supply chain, Manufacturing, Project operations. Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access. Both handle Web support.
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Related pages

More on Microsoft Dynamics 365

More on Wise Business

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