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Insurance · head to head

Metromile vs AgencyZoom

Metromile logo

Metromile

Insurance

Pay-per-mile car insurance

From
On request
Rated
-
AgencyZoom logo

AgencyZoom

Insurance

Unified agency management and brokerage platform

From
$249/month
Rated
-

The short version

  • Each has a real cost: Metromile the Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.; AgencyZoom starts at $149 a month for independent agencies, rising to $349 for the Pro tier
  • They diverge on capability: Metromile covers Usage-based pricing, AgencyZoom covers Policy management.

Where they differ

Only the attributes on which Metromile and AgencyZoom actually diverge.

Attributes where Metromile and AgencyZoom differ
AttributeMetromileAgencyZoom
Starting priceOn request$249/month
Pricing modelusage-basedsubscription
Founded20112009

Identical on both: free tier (No), platforms (Web, Ios, Android), user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Metromile

  • Usage-based pricing
  • Per-mile tracking
  • Digital policy management
  • Safe driving rewards
  • Quick claims
  • Online support
  • Policy customization
  • Dashboard device

Only in AgencyZoom

  • Policy management
  • Integrated accounting
  • Client management
  • Reporting
  • Document management
  • Carrier downloads
  • Client portal
  • QuickBooks

Both cover

  • Mobile app
  • Mobile app
  • Data encryption
  • Cloud deployment
  • Web support
  • Ios support
  • Android support
  • English language support

What people use each for

The jobs each tool is most often brought in to do.

Metromile

  • Low-mileage drivingnot AgencyZoom

AgencyZoom

  • Lead management and prospecting for insurance agenciesnot Metromile
  • Automated follow-up and winback campaignsnot Metromile
  • Producer goal tracking and commission calculationnot Metromile
  • Collecting Google reviews from policyholdersnot Metromile
  • Multi-location management for captive agency groupsnot Metromile

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Metromile

  • The Internet Archive's capture of Metromile's homepage on 2 January 2021 stated rates start at $29/month plus a few cents per mile driven, with all miles over 250 per day (150 in New Jersey) free of charge; example given was $29 base plus 450 miles at 6 cents equaling $56.

AgencyZoom

  • Starts at $149 a month for independent agencies, rising to $349 for the Pro tier
  • All plans include up to 7 user seats and extra seats require contacting sales
  • Zapier, Google Reviews and two-way email and texting need the Growth tier at $199 a month
  • AgencyHR, the service centre and events automation are Pro only
  • Integrating with an agency management system may cost extra depending on the system

Pricing, plan by plan

Metromile

On request
  • Standard Coverage$undefined/month
    • Per-mile pricing
    • Base monthly fee
    • Liability coverage

AgencyZoom

$249/month
  • Professional$249/month
    • Policy management
    • Accounting
    • Client management

Which should you pick?

Choose Metromile if

  • You need usage-based pricing.
  • You work on Web, Ios, Android.
  • You also want per-mile tracking.

Choose AgencyZoom if

  • You need policy management.
  • You work on Web, Ios, Android.
  • You also want integrated accounting.

Questions people ask

Is Metromile or AgencyZoom better?
Neither clearly leads. Metromile starts at On request and AgencyZoom at $249/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Metromile or AgencyZoom?
Metromile starts at On request and AgencyZoom at $249/month.
Does Metromile or AgencyZoom run on more platforms?
Both run on Web, Ios, Android, so platform support will not decide this one for you.
What is Metromile best used for?
Metromile is most often used for low-mileage driving. Of those, low-mileage driving is not what AgencyZoom is typically brought in for.
What can Metromile do that AgencyZoom cannot?
Metromile covers Usage-based pricing, Per-mile tracking, Digital policy management, Safe driving rewards. AgencyZoom covers Policy management, Integrated accounting, Client management, Reporting. Both handle Mobile app, Mobile app, Data encryption, Cloud deployment.

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