Softwr

Insurance · head to head

Bold Penguin vs Applied Epic

Bold Penguin logo

Bold Penguin

Insurance

Business insurance marketplace for brokers

From
Free
Rated
-
Applied Epic logo

Applied Epic

Insurance

The most connected agency management system

From
On request
Rated
-

The short version

  • Only Bold Penguin has a free tier, so it costs nothing to try first.
  • They diverge on capability: Bold Penguin covers Multi-carrier quoting, Applied Epic covers Policy management.

Where they differ

Only the attributes on which Bold Penguin and Applied Epic actually diverge.

Attributes where Bold Penguin and Applied Epic differ
AttributeBold PenguinApplied Epic
Starting priceFreeOn request
Pricing modeltransactionsubscription
Free tierYesNo
PlatformsWeb, Ios, AndroidWeb, Windows, Ios, Android
Founded20191983

Identical on both: user rating (Not yet rated), category (Insurance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bold Penguin

  • Multi-carrier quoting
  • Instant quotes
  • Online binding
  • Customer portal
  • Mobile app
  • API access
  • Reporting
  • Multiple carriers

Only in Applied Epic

  • Policy management
  • Client management
  • Document management
  • Real-time carrier downloads
  • Workflow automation
  • Accounting integration
  • Mobile access
  • IVANS

Both cover

  • Commission tracking
  • Data encryption
  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Bold Penguin

  • Routing and triaging commercial insurance submissionsnot Applied Epic
  • Automating submission to bind through the Terminal platformnot Applied Epic
  • Handling complex middle market submissions with SubmissionLinknot Applied Epic
  • Policy checking with ClauseLinknot Applied Epic

Applied Epic

  • Agency managementnot Bold Penguin
  • Policy administrationnot Bold Penguin
  • Commission managementnot Bold Penguin
  • Client servicingnot Bold Penguin
  • Carrier connectivitynot Bold Penguin

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bold Penguin

  • Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
  • Pricing is not published

Applied Epic

Nothing recorded yet. See the Applied Epic review.

Pricing, plan by plan

Bold Penguin

Free
  • Broker AccessFree
    • Multi-carrier quotes
    • Instant quoting
    • Commission tracking

Applied Epic

On request
  • Applied Epic$undefined/month
    • Policy management
    • Commission tracking
    • Client portal
  • Enterprise$undefined/month
    • Everything in Standard
    • Advanced analytics
    • Custom integrations

Which should you pick?

Choose Bold Penguin if

  • You need multi-carrier quoting.
  • You want to start without paying.
  • You work on Web, Ios, Android.
  • You also want instant quotes.

Choose Applied Epic if

  • You need policy management.
  • You work on Web, Windows, Ios, Android.
  • You also want client management.

Questions people ask

Is Bold Penguin or Applied Epic better?
Neither clearly leads. Bold Penguin starts at Free and Applied Epic at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bold Penguin or Applied Epic?
Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Applied Epic.
Does Bold Penguin or Applied Epic run on more platforms?
Bold Penguin runs on Web, Ios, Android. Applied Epic runs on Web, Windows, Ios, Android.
Can I use Bold Penguin for free?
Yes. Bold Penguin has a free tier, so you can try it without paying. Applied Epic starts at On request.
What is Bold Penguin best used for?
Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Applied Epic is typically brought in for.
What can Bold Penguin do that Applied Epic cannot?
Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Applied Epic covers Policy management, Client management, Document management, Real-time carrier downloads. Both handle Commission tracking, Data encryption, Cloud deployment.

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