Insurance · head to head
Bold Penguin vs Applied Epic

Applied Epic
Insurance
The most connected agency management system
- From
- On request
- Rated
- -
The short version
- Only Bold Penguin has a free tier, so it costs nothing to try first.
- They diverge on capability: Bold Penguin covers Multi-carrier quoting, Applied Epic covers Policy management.
Where they differ
Only the attributes on which Bold Penguin and Applied Epic actually diverge.
| Attribute | Bold Penguin | Applied Epic |
|---|---|---|
| Starting price | Free | On request |
| Pricing model | transaction | subscription |
| Free tier | Yes | No |
| Platforms | Web, Ios, Android | Web, Windows, Ios, Android |
| Founded | 2019 | 1983 |
Identical on both: user rating (Not yet rated), category (Insurance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Bold Penguin
- Multi-carrier quoting
- Instant quotes
- Online binding
- Customer portal
- Mobile app
- API access
- Reporting
- Multiple carriers
Only in Applied Epic
- Policy management
- Client management
- Document management
- Real-time carrier downloads
- Workflow automation
- Accounting integration
- Mobile access
- IVANS
Both cover
- Commission tracking
- Data encryption
- Cloud deployment
What people use each for
The jobs each tool is most often brought in to do.
Bold Penguin
- Routing and triaging commercial insurance submissionsnot Applied Epic
- Automating submission to bind through the Terminal platformnot Applied Epic
- Handling complex middle market submissions with SubmissionLinknot Applied Epic
- Policy checking with ClauseLinknot Applied Epic
Applied Epic
- Agency managementnot Bold Penguin
- Policy administrationnot Bold Penguin
- Commission managementnot Bold Penguin
- Client servicingnot Bold Penguin
- Carrier connectivitynot Bold Penguin
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Bold Penguin
- Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- Pricing is not published
Applied Epic
Nothing recorded yet. See the Applied Epic review.
Pricing, plan by plan
Bold Penguin
Free- Broker AccessFree
- Multi-carrier quotes
- Instant quoting
- Commission tracking
Applied Epic
On request- Applied Epic$undefined/month
- Policy management
- Commission tracking
- Client portal
- Enterprise$undefined/month
- Everything in Standard
- Advanced analytics
- Custom integrations
Which should you pick?
Choose Bold Penguin if
- You need multi-carrier quoting.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want instant quotes.
Choose Applied Epic if
- You need policy management.
- You work on Web, Windows, Ios, Android.
- You also want client management.
Questions people ask
- Is Bold Penguin or Applied Epic better?
- Neither clearly leads. Bold Penguin starts at Free and Applied Epic at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Bold Penguin or Applied Epic?
- Bold Penguin has a free tier; the other does not. Paid plans start at Free for Bold Penguin and On request for Applied Epic.
- Does Bold Penguin or Applied Epic run on more platforms?
- Bold Penguin runs on Web, Ios, Android. Applied Epic runs on Web, Windows, Ios, Android.
- Can I use Bold Penguin for free?
- Yes. Bold Penguin has a free tier, so you can try it without paying. Applied Epic starts at On request.
- What is Bold Penguin best used for?
- Bold Penguin is most often used for routing and triaging commercial insurance submissions, automating submission to bind through the terminal platform, handling complex middle market submissions with submissionlink, policy checking with clauselink. Of those, routing and triaging commercial insurance submissions and automating submission to bind through the terminal platform are not what Applied Epic is typically brought in for.
- What can Bold Penguin do that Applied Epic cannot?
- Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Customer portal. Applied Epic covers Policy management, Client management, Document management, Real-time carrier downloads. Both handle Commission tracking, Data encryption, Cloud deployment.
Related pages
More on Bold Penguin
More on Applied Epic
Other head to heads
- Bold Penguin vs Duck Creek
- Bold Penguin vs Duck Creek Policy
- Bold Penguin vs Guidewire ClaimCenter
- Bold Penguin vs Guidewire InsuranceNow
- Bold Penguin vs Guidewire PolicyCenter
- Bold Penguin vs Majesco Policy for L&A
- Bold Penguin vs AgencyBloc
- Bold Penguin vs AgencyZoom
- Bold Penguin vs Better Agency
- Bold Penguin vs Bolt Solutions
- Bold Penguin vs ClaimVantage
- Bold Penguin vs CoverWallet
- Bold Penguin vs Embroker
- Bold Penguin vs EZLynx
- Bold Penguin vs FINEOS
- Bold Penguin vs FRISS
- Bold Penguin vs Haven Life
- Applied Epic vs Duck Creek
- Applied Epic vs Duck Creek Policy
- Applied Epic vs Guidewire ClaimCenter
- Applied Epic vs Guidewire InsuranceNow
- Applied Epic vs Guidewire PolicyCenter
- Applied Epic vs Majesco Policy for L&A
- Applied Epic vs AgencyBloc
- Applied Epic vs AgencyZoom
- Applied Epic vs Better Agency
- Applied Epic vs Bolt Solutions
- Applied Epic vs ClaimVantage
- Applied Epic vs CoverWallet
- Applied Epic vs Embroker
- Applied Epic vs EZLynx
- Applied Epic vs FINEOS
- Applied Epic vs FRISS
- Applied Epic vs Haven Life

