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Software · head to head

Bear vs Ramp

Bear logo

Bear

Software

Markdown notes for Apple devices

From
On request
Rated
-
Full reviewWebsite
Ramp logo

Ramp

Software

The corporate card that helps you spend less

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Ramp has a free tier, so it costs nothing to try first.
  • Each has a real cost: Bear built for Apple hardware only, with no Windows, Android or web client; Ramp procurement module unavailable on Free plan; available as add-on on Plus

Where they differ

Only the attributes on which Bear and Ramp actually diverge.

Attributes where Bear and Ramp differ
AttributeBearRamp
Starting priceOn requestFree
Pricing modelsubscriptionUnknown
Free tierNoYes
PlatformsWebWeb, Mobile apps
FoundedUnknown2019

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Bear

Nothing recorded that Ramp does not also cover.

Only in Ramp

  • Corporate cards
  • Expense management
  • Bill pay
  • Accounting automation
  • Spend insights
  • QuickBooks
  • NetSuite
  • Xero

What people use each for

The jobs each tool is most often brought in to do.

Bear

No use cases recorded yet. See the Bear review.

Ramp

  • Corporate expense management and automationnot Bear
  • Accounts payable automation with AI invoice processingnot Bear
  • Multi-currency travel and policy managementnot Bear

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Bear

  • Built for Apple hardware only, with no Windows, Android or web client
  • Free tier is limited to 3 themes, 1 app icon and restricted export formats; iCloud sync requires Bear Pro
  • Bear Pro is $2.99 per month or $29.99 per year after a 7 day free trial

Ramp

  • Procurement module unavailable on Free plan; available as add-on on Plus
  • Workday and Oracle Fusion integrations limited to Enterprise tier only
  • Multi-entity functionality requires Plus tier or higher
  • Local card issuance in 30+ countries limited to Enterprise tier
  • Advanced ERP integrations require higher tier selection

Pricing, plan by plan

Bear

On request

No published plan breakdown. See the Bear review.

Ramp

Free

No published plan breakdown. See the Ramp review.

Which should you pick?

Choose Bear if

Nothing in the data separates Bear from Ramp on the points above - pick on price and on how each one feels to use.

Bear review

Choose Ramp if

  • You need corporate cards.
  • You want to start without paying.
  • You work on Web, Mobile apps.
  • You also want expense management.
Ramp review

Questions people ask

Is Bear or Ramp better?
Neither clearly leads. Bear starts at On request and Ramp at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Bear or Ramp?
Ramp has a free tier; the other does not. Paid plans start at On request for Bear and Free for Ramp.
Does Bear or Ramp run on more platforms?
Bear runs on Web. Ramp runs on Web, Mobile apps.
Can I use Ramp for free?
Yes. Ramp has a free tier, so you can try it without paying. Bear starts at On request.
What can Bear do that Ramp cannot?
Ramp covers Corporate cards, Expense management, Bill pay, Accounting automation.
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