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Software · head to head

Adyen vs Bear

Adyen logo

Adyen

Software

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite
Bear logo

Bear

Software

Markdown notes for Apple devices

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Bear built for Apple hardware only, with no Windows, Android or web client

Where they differ

Only the attributes on which Adyen and Bear actually diverge.

Attributes where Adyen and Bear differ
AttributeAdyenBear
Starting price$29/monthOn request
Pricing modelusage-basedsubscription
PlatformsWeb, Api, PosWeb
Founded2006Unknown

Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Bear

Nothing recorded that Adyen does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Bear
  • Accepting local payment methods across multiple countriesnot Bear
  • Settling in several currencies through linked bank accountsnot Bear
  • Unified online and in-person paymentsnot Bear

Bear

No use cases recorded yet. See the Bear review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Bear

  • Built for Apple hardware only, with no Windows, Android or web client
  • Free tier is limited to 3 themes, 1 app icon and restricted export formats; iCloud sync requires Bear Pro
  • Bear Pro is $2.99 per month or $29.99 per year after a 7 day free trial

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Bear

On request

No published plan breakdown. See the Bear review.

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Choose Bear if

Nothing in the data separates Bear from Adyen on the points above - pick on price and on how each one feels to use.

Bear review

Questions people ask

Is Adyen or Bear better?
Neither clearly leads. Adyen starts at $29/month and Bear at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Bear?
Adyen starts at $29/month and Bear at On request.
Does Adyen or Bear run on more platforms?
Adyen runs on Web, Api, Pos. Bear runs on Web.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Bear is typically brought in for.
What can Adyen do that Bear cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing.
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