Software · head to head
Bear vs Fyle

Fyle
Software
Real-time expense management that works with your cards
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Bear built for Apple hardware only, with no Windows, Android or web client; Fyle billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
Where they differ
Only the attributes on which Bear and Fyle actually diverge.
Identical on both: pricing model (subscription), free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Bear
Nothing recorded that Fyle does not also cover.
Only in Fyle
- Real-time card tracking
- Automatic receipt matching
- Expense policies
- Approval workflows
- Mileage tracking
- QuickBooks
- Xero
- Sage Intacct
What people use each for
The jobs each tool is most often brought in to do.
Bear
No use cases recorded yet. See the Bear review.
Fyle
- Expense reporting and corporate card reconciliationnot Bear
- Enforcing spend policy and approvals before reimbursementnot Bear
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Bear
- Built for Apple hardware only, with no Windows, Android or web client
- Free tier is limited to 3 themes, 1 app icon and restricted export formats; iCloud sync requires Bear Pro
- Bear Pro is $2.99 per month or $29.99 per year after a 7 day free trial
Fyle
- Billed per active user, defined as anyone who creates an expense or has a connected card with transactions in the month, so headcount does not predict the bill
- The Growth plan carries a 5 user minimum and the Business plan a 10 user minimum, so the entry cost is set by the floor rather than the team
- API access and the Sage Intacct and NetSuite integrations require a paid tier
- ACH reimbursements and project expense tracking sit above the entry plan
- Both published plans are billed annually
- Enterprise pricing is custom and aimed at organisations with 250 or more employees
Pricing, plan by plan
Bear
On requestNo published plan breakdown. See the Bear review.
Fyle
$29/month- Standard$8/month
- Real-time card feeds
- Receipt matching
- Basic approvals
- Business$12/month
- Advanced policies
- Custom workflows
- Analytics
- Enterprise$undefined/month
- Unlimited users
- API access
- Priority support
Which should you pick?
Choose Bear if
Nothing in the data separates Bear from Fyle on the points above - pick on price and on how each one feels to use.
Choose Fyle if
- You need real-time card tracking.
- You work on Web, Ios, Android.
- You also want automatic receipt matching.
Questions people ask
- Is Bear or Fyle better?
- Neither clearly leads. Bear starts at On request and Fyle at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Bear or Fyle?
- Bear starts at On request and Fyle at $29/month.
- Does Bear or Fyle run on more platforms?
- Bear runs on Web. Fyle runs on Web, Ios, Android.
- What can Bear do that Fyle cannot?
- Fyle covers Real-time card tracking, Automatic receipt matching, Expense policies, Approval workflows.
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- Fyle vs Payoneer
- Fyle vs Pleo
- Fyle vs Sage 50
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