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Personal Finance · head to head

Banktivity vs Razorpay

Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
R

Razorpay

E-commerce

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee

Where they differ

Only the attributes on which Banktivity and Razorpay actually diverge.

Attributes where Banktivity and Razorpay differ
AttributeBanktivityRazorpay
Pricing modelsubscriptiontransaction
PlatformsMac, IOSWeb
CategoryPersonal FinanceE-commerce
Founded2007Unknown

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support
  • IOS support

Only in Razorpay

Nothing recorded that Banktivity does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot Razorpay
  • Investment and net worth trackingnot Razorpay
  • Retirement planning projectionsnot Razorpay
  • Connecting to over 14,000 financial institutionsnot Razorpay

Razorpay

No use cases recorded yet. See the Razorpay review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose Razorpay if

Nothing in the data separates Razorpay from Banktivity on the points above - pick on price and on how each one feels to use.

Razorpay review

Questions people ask

Is Banktivity or Razorpay better?
Neither clearly leads. Banktivity starts at On request and Razorpay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or Razorpay?
Banktivity starts at On request and Razorpay at On request.
Does Banktivity or Razorpay run on more platforms?
Banktivity runs on Mac, IOS. Razorpay runs on Web.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what Razorpay is typically brought in for.
What can Banktivity do that Razorpay cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting.
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Related pages

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