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Personal Finance · head to head

Banktivity vs Braintree

Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
B

Braintree

E-commerce

End-to-end checkout experiences for businesses, from PayPal

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; Braintree vendor overview page names no transaction fee percentage or fixed charge, requiring a separate signup flow to see pricing

Where they differ

Only the attributes on which Banktivity and Braintree actually diverge.

Attributes where Banktivity and Braintree differ
AttributeBanktivityBraintree
Pricing modelsubscriptiontransaction
PlatformsMac, IOSWeb
CategoryPersonal FinanceE-commerce
Founded2007Unknown

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support
  • IOS support

Only in Braintree

Nothing recorded that Banktivity does not also cover.

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot Braintree
  • Investment and net worth trackingnot Braintree
  • Retirement planning projectionsnot Braintree
  • Connecting to over 14,000 financial institutionsnot Braintree

Braintree

No use cases recorded yet. See the Braintree review.

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Braintree

  • Vendor overview page names no transaction fee percentage or fixed charge, requiring a separate signup flow to see pricing
  • Now marketed and hosted directly under the PayPal brand at paypal.com rather than a standalone braintreepayments.com site, which now redirects

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Braintree

On request

No published plan breakdown. See the Braintree review.

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose Braintree if

Nothing in the data separates Braintree from Banktivity on the points above - pick on price and on how each one feels to use.

Braintree review

Questions people ask

Is Banktivity or Braintree better?
Neither clearly leads. Banktivity starts at On request and Braintree at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or Braintree?
Banktivity starts at On request and Braintree at On request.
Does Banktivity or Braintree run on more platforms?
Banktivity runs on Mac, IOS. Braintree runs on Web.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what Braintree is typically brought in for.
What can Banktivity do that Braintree cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting.
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