Softwr

Software · head to head

Razorpay vs Remitly

R

Razorpay

Software

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite
Remitly logo

Remitly

Software

Send money faster to loved ones abroad

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee; Remitly no fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor

Where they differ

Only the attributes on which Razorpay and Remitly actually diverge.

Attributes where Razorpay and Remitly differ
AttributeRazorpayRemitly
PlatformsWebWeb, IOS, Android
FoundedUnknown2011

Identical on both: starting price (On request), pricing model (transaction), free tier (No), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Razorpay

Nothing recorded that Remitly does not also cover.

Only in Remitly

  • International remittances
  • Multiple delivery methods
  • Send money to 200+ countries
  • Currency conversion
  • Bank accounts
  • Web support
  • IOS support
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Razorpay

No use cases recorded yet. See the Razorpay review.

Remitly

  • Sending cross border remittances from a phone or browsernot Razorpay
  • Delivering funds to bank accounts, cash pickup and mobile wallets abroadnot Razorpay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Remitly

  • No fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor
  • The Express and Economy delivery options have no published price difference

Pricing, plan by plan

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Remitly

On request
  • Express$undefined/month
    • Fast transfers
    • Multiple delivery methods
  • Economy$undefined/month
    • Lower cost option
    • 3-4 day delivery

Which should you pick?

Choose Razorpay if

Nothing in the data separates Razorpay from Remitly on the points above - pick on price and on how each one feels to use.

Razorpay review

Choose Remitly if

  • You need international remittances.
  • You work on Web, IOS, Android.
  • You also want multiple delivery methods.
Remitly review

Questions people ask

Is Razorpay or Remitly better?
Neither clearly leads. Razorpay starts at On request and Remitly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Razorpay or Remitly?
Razorpay starts at On request and Remitly at On request.
Does Razorpay or Remitly run on more platforms?
Razorpay runs on Web. Remitly runs on Web, IOS, Android.
What can Razorpay do that Remitly cannot?
Remitly covers International remittances, Multiple delivery methods, Send money to 200+ countries, Currency conversion.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Razorpay

More on Remitly

Keep looking

Other head to heads