Softwr

Software · head to head

Argent vs Banktivity

Argent logo

Argent

Software

The smart wallet for DeFi and NFTs

From
Free
Rated
-
Full reviewWebsite
Banktivity logo

Banktivity

Software

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Argent has a free tier, so it costs nothing to try first.
  • Each has a real cost: Argent renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired; Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • They diverge on capability: Argent covers Smart Contract Wallet, Banktivity covers Account tracking.

Where they differ

Only the attributes on which Argent and Banktivity actually diverge.

Attributes where Argent and Banktivity differ
AttributeArgentBanktivity
Starting priceFreeOn request
Pricing modelfreesubscription
Free tierYesNo
PlatformsIos, AndroidMac, IOS
Founded20182007

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Argent

  • Smart Contract Wallet
  • Social Recovery
  • No Seed Phrase
  • Built-in DeFi
  • NFT Support
  • Ethereum
  • zkSync
  • Starknet

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Argent

  • Self-custodial wallet on mobilenot Banktivity
  • Holding digital dollars under your own controlnot Banktivity
  • Spending through a virtual card with Apple Pay or Google Paynot Banktivity
  • Connecting to dapps through WalletConnectnot Banktivity

Banktivity

  • Personal budgeting and money management on a Macnot Argent
  • Investment and net worth trackingnot Argent
  • Retirement planning projectionsnot Argent
  • Connecting to over 14,000 financial institutionsnot Argent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Argent

  • Renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired
  • The product has shifted toward community cards and digital dollars rather than being presented purely as a crypto wallet
  • Supported chains are no longer listed on the main site

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Pricing, plan by plan

Argent

Free
  • FreeFree
    • Smart wallet
    • Social recovery
    • DeFi

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Which should you pick?

Choose Argent if

  • You need smart contract wallet.
  • You want to start without paying.
  • You work on Ios, Android.
  • You also want social recovery.
Argent review

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Questions people ask

Is Argent or Banktivity better?
Neither clearly leads. Argent starts at Free and Banktivity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Argent or Banktivity?
Argent has a free tier; the other does not. Paid plans start at Free for Argent and On request for Banktivity.
Does Argent or Banktivity run on more platforms?
Argent runs on Ios, Android. Banktivity runs on Mac, IOS.
Can I use Argent for free?
Yes. Argent has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Argent best used for?
Argent is most often used for self-custodial wallet on mobile, holding digital dollars under your own control, spending through a virtual card with apple pay or google pay, connecting to dapps through walletconnect. Of those, self-custodial wallet on mobile and holding digital dollars under your own control are not what Banktivity is typically brought in for.
What can Argent do that Banktivity cannot?
Argent covers Smart Contract Wallet, Social Recovery, No Seed Phrase, Built-in DeFi. Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Argent

More on Banktivity

Keep looking

Other head to heads