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Personal Finance · head to head

Banktivity vs MakerDAO

Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
MakerDAO logo

MakerDAO

Cryptocurrency & Blockchain

The decentralized stablecoin protocol

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only MakerDAO has a free tier, so it costs nothing to try first.
  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; MakerDAO makerDAO is governed as a decentralized autonomous organization by MKR token holder vote rather than a vendor, so it has no company-set price list, subscription tiers or sales contact; access and fees (stability fee, liquidation ratio) are set by on-chain governance vote rather than published as a product price
  • They diverge on capability: Banktivity covers Account tracking, MakerDAO covers DAI Stablecoin.

Where they differ

Only the attributes on which Banktivity and MakerDAO actually diverge.

Attributes where Banktivity and MakerDAO differ
AttributeBanktivityMakerDAO
Starting priceOn requestFree
Pricing modelsubscriptionfree
Free tierNoYes
PlatformsMac, IOSWeb
CategoryPersonal FinanceCryptocurrency & Blockchain
Founded20072015

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support
  • IOS support

Only in MakerDAO

  • DAI Stablecoin
  • Vaults
  • Stability Fees
  • Liquidations
  • Governance
  • MKR Token
  • DAI
  • Spark Protocol

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot MakerDAO
  • Investment and net worth trackingnot MakerDAO
  • Retirement planning projectionsnot MakerDAO
  • Connecting to over 14,000 financial institutionsnot MakerDAO

MakerDAO

  • Definot Banktivity
  • Stablecoinnot Banktivity
  • Lendingnot Banktivity

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

MakerDAO

  • MakerDAO is governed as a decentralized autonomous organization by MKR token holder vote rather than a vendor, so it has no company-set price list, subscription tiers or sales contact; access and fees (stability fee, liquidation ratio) are set by on-chain governance vote rather than published as a product price

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

MakerDAO

Free
  • FreeFree
    • DAI minting
    • Vaults
    • Governance

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose MakerDAO if

  • You need dai stablecoin.
  • You want to start without paying.
  • You also want vaults.
MakerDAO review

Questions people ask

Is Banktivity or MakerDAO better?
Neither clearly leads. Banktivity starts at On request and MakerDAO at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or MakerDAO?
MakerDAO has a free tier; the other does not. Paid plans start at On request for Banktivity and Free for MakerDAO.
Does Banktivity or MakerDAO run on more platforms?
Banktivity runs on Mac, IOS. MakerDAO runs on Web.
Can I use MakerDAO for free?
Yes. MakerDAO has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what MakerDAO is typically brought in for.
What can Banktivity do that MakerDAO cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. MakerDAO covers DAI Stablecoin, Vaults, Stability Fees, Liquidations.
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