Software · head to head
Argent vs Quicken
The short version
- Only Argent has a free tier, so it costs nothing to try first.
- Each has a real cost: Argent renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired; Quicken quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
- They diverge on capability: Argent covers Smart Contract Wallet, Quicken covers Budget creation.
Where they differ
Only the attributes on which Argent and Quicken actually diverge.
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Argent
- Smart Contract Wallet
- Social Recovery
- No Seed Phrase
- Built-in DeFi
- NFT Support
- Ethereum
- zkSync
- Starknet
Only in Quicken
- Budget creation
- Bill management
- Investment tracking
- Tax planning
- Bank accounts
- Investment accounts
- Credit cards
- Windows support
What people use each for
The jobs each tool is most often brought in to do.
Argent
- Self-custodial wallet on mobilenot Quicken
- Holding digital dollars under your own controlnot Quicken
- Spending through a virtual card with Apple Pay or Google Paynot Quicken
- Connecting to dapps through WalletConnectnot Quicken
Quicken
- Individuals managing personal finances via Quicken Simplifi cloud app for budgeting and savings trackingnot Argent
- Freelancers and self-employed managing business and personal finances via Quicken Business & Personal plannot Argent
- Users preferring local data storage via Classic desktop editionsnot Argent
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Argent
- Renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired
- The product has shifted toward community cards and digital dollars rather than being presented purely as a crypto wallet
- Supported chains are no longer listed on the main site
Quicken
- Quicken Simplifi (cloud version) costs $3.99 annually if billed yearly, but renews at full price $6.99/month unless cancelled before renewal
- Renewal pricing significantly higher than introductory rate; annual cost jumps from $47.88 (promotional) to $83.88 (regular renewal)
Pricing, plan by plan
Argent
Free- FreeFree
- Smart wallet
- Social recovery
- DeFi
Quicken
$3.99/monthNo published plan breakdown. See the Quicken review.
Which should you pick?
Choose Argent if
- You need smart contract wallet.
- You want to start without paying.
- You work on Ios, Android.
- You also want social recovery.
Choose Quicken if
- You need budget creation.
- You work on Web, iOS, Android, Windows, macOS.
- You also want bill management.
Questions people ask
- Is Argent or Quicken better?
- Neither clearly leads. Argent starts at Free and Quicken at $3.99/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Argent or Quicken?
- Argent has a free tier; the other does not. Paid plans start at Free for Argent and $3.99/month for Quicken.
- Does Argent or Quicken run on more platforms?
- Argent runs on Ios, Android. Quicken runs on Web, iOS, Android, Windows, macOS.
- Can I use Argent for free?
- Yes. Argent has a free tier, so you can try it without paying. Quicken starts at $3.99/month.
- What is Argent best used for?
- Argent is most often used for self-custodial wallet on mobile, holding digital dollars under your own control, spending through a virtual card with apple pay or google pay, connecting to dapps through walletconnect. Of those, self-custodial wallet on mobile and holding digital dollars under your own control are not what Quicken is typically brought in for.
- What can Argent do that Quicken cannot?
- Argent covers Smart Contract Wallet, Social Recovery, No Seed Phrase, Built-in DeFi. Quicken covers Budget creation, Bill management, Investment tracking, Tax planning.
Related pages
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