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Personal Finance · head to head

Banktivity vs Lido

Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite
Lido logo

Lido

Cryptocurrency & Blockchain

Liquid staking for Ethereum and beyond

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Lido has a free tier, so it costs nothing to try first.
  • Each has a real cost: Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version; Lido lido takes a 10% fee on staking rewards, split between node operators and the DAO Treasury
  • They diverge on capability: Banktivity covers Account tracking, Lido covers Liquid Staking.

Where they differ

Only the attributes on which Banktivity and Lido actually diverge.

Attributes where Banktivity and Lido differ
AttributeBanktivityLido
Starting priceOn requestFree
Pricing modelsubscriptionfree
Free tierNoYes
PlatformsMac, IOSWeb
CategoryPersonal FinanceCryptocurrency & Blockchain
Founded20072020

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support
  • IOS support

Only in Lido

  • Liquid Staking
  • stETH Token
  • No Minimum
  • DeFi Composable
  • LDO Token
  • Multi-chain
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Banktivity

  • Personal budgeting and money management on a Macnot Lido
  • Investment and net worth trackingnot Lido
  • Retirement planning projectionsnot Lido
  • Connecting to over 14,000 financial institutionsnot Lido

Lido

  • Liquid staking of ETH and other proof of stake tokensnot Banktivity

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Lido

  • Lido takes a 10% fee on staking rewards, split between node operators and the DAO Treasury

Pricing, plan by plan

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Lido

Free
  • FreeFree
    • Liquid staking
    • stETH token
    • DeFi integration

Which should you pick?

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Choose Lido if

  • You need liquid staking.
  • You want to start without paying.
  • You also want steth token.
Lido review

Questions people ask

Is Banktivity or Lido better?
Neither clearly leads. Banktivity starts at On request and Lido at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Banktivity or Lido?
Lido has a free tier; the other does not. Paid plans start at On request for Banktivity and Free for Lido.
Does Banktivity or Lido run on more platforms?
Banktivity runs on Mac, IOS. Lido runs on Web.
Can I use Lido for free?
Yes. Lido has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Banktivity best used for?
Banktivity is most often used for personal budgeting and money management on a mac, investment and net worth tracking, retirement planning projections, connecting to over 14,000 financial institutions. Of those, personal budgeting and money management on a mac and investment and net worth tracking are not what Lido is typically brought in for.
What can Banktivity do that Lido cannot?
Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting. Lido covers Liquid Staking, stETH Token, No Minimum, DeFi Composable.
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