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Software · head to head

Argent vs Fidelity

Argent logo

Argent

Software

The smart wallet for DeFi and NFTs

From
Free
Rated
-
Full reviewWebsite
Fidelity logo

Fidelity

Software

Building a better financial future

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Argent has a free tier, so it costs nothing to try first.
  • Each has a real cost: Argent renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired; Fidelity options trades carry a 0.65 USD per contract fee on top of zero commission
  • They diverge on capability: Argent covers Smart Contract Wallet, Fidelity covers Commission-free trading.

Where they differ

Only the attributes on which Argent and Fidelity actually diverge.

Attributes where Argent and Fidelity differ
AttributeArgentFidelity
Starting priceFreeOn request
Pricing modelfreetransaction
Free tierYesNo
PlatformsIos, AndroidWeb, IOS, Android
Founded20181946

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Argent

  • Smart Contract Wallet
  • Social Recovery
  • No Seed Phrase
  • Built-in DeFi
  • NFT Support
  • Ethereum
  • zkSync
  • Starknet

Only in Fidelity

  • Commission-free trading
  • Retirement planning
  • Advisory services
  • Research tools
  • Bank accounts
  • Investment accounts
  • Web support
  • IOS support

Both cover

  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Argent

  • Self-custodial wallet on mobilenot Fidelity
  • Holding digital dollars under your own controlnot Fidelity
  • Spending through a virtual card with Apple Pay or Google Paynot Fidelity
  • Connecting to dapps through WalletConnectnot Fidelity

Fidelity

  • Commission free trading of US stocks and ETFsnot Argent
  • Holding IRAs, 401(k) plans and taxable brokerage accountsnot Argent
  • Trading bonds, options and mutual funds from one accountnot Argent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Argent

  • Renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired
  • The product has shifted toward community cards and digital dollars rather than being presented purely as a crypto wallet
  • Supported chains are no longer listed on the main site

Fidelity

  • Options trades carry a 0.65 USD per contract fee on top of zero commission
  • Non Fidelity mutual funds carry a 49.95 USD transaction fee per purchase
  • Secondary market bonds cost 1.00 USD per bond, while new issues are free
  • A foreign settlement fee of 50 USD applies per trade
  • Margin rates are tiered by debit balance, from 11.825 percent below 25,000 USD down to 7.50 percent at 1 million USD or more, against a base rate of 10.575 percent effective 12 December 2025
  • Margin liquidation by the broker costs 32.95 USD per liquidation

Pricing, plan by plan

Argent

Free
  • FreeFree
    • Smart wallet
    • Social recovery
    • DeFi

Fidelity

On request
  • Brokerage$undefined/month
    • Commission-free trading
    • Research tools
  • Advisory$undefined/month
    • Personal advisor
    • Wealth management

Which should you pick?

Choose Argent if

  • You need smart contract wallet.
  • You want to start without paying.
  • You work on Ios, Android.
  • You also want social recovery.
Argent review

Choose Fidelity if

  • You need commission-free trading.
  • You work on Web, IOS, Android.
  • You also want retirement planning.
Fidelity review

Questions people ask

Is Argent or Fidelity better?
Neither clearly leads. Argent starts at Free and Fidelity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Argent or Fidelity?
Argent has a free tier; the other does not. Paid plans start at Free for Argent and On request for Fidelity.
Does Argent or Fidelity run on more platforms?
Argent runs on Ios, Android. Fidelity runs on Web, IOS, Android.
Can I use Argent for free?
Yes. Argent has a free tier, so you can try it without paying. Fidelity starts at On request.
What is Argent best used for?
Argent is most often used for self-custodial wallet on mobile, holding digital dollars under your own control, spending through a virtual card with apple pay or google pay, connecting to dapps through walletconnect. Of those, self-custodial wallet on mobile and holding digital dollars under your own control are not what Fidelity is typically brought in for.
What can Argent do that Fidelity cannot?
Argent covers Smart Contract Wallet, Social Recovery, No Seed Phrase, Built-in DeFi. Fidelity covers Commission-free trading, Retirement planning, Advisory services, Research tools. Both handle Android support.
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