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Cryptocurrency & Blockchain · head to head

Alchemy vs Banktivity

Alchemy logo

Alchemy

Cryptocurrency & Blockchain

The web3 development platform

From
Free
Rated
-
Full reviewWebsite
Banktivity logo

Banktivity

Personal Finance

Personal finance for Mac and iOS

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Alchemy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Alchemy the free tier is capped at 30M compute units a month and 25 requests per second; Banktivity runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • They diverge on capability: Alchemy covers Node APIs, Banktivity covers Account tracking.

Where they differ

Only the attributes on which Alchemy and Banktivity actually diverge.

Attributes where Alchemy and Banktivity differ
AttributeAlchemyBanktivity
Starting priceFreeOn request
Pricing modelfreemiumsubscription
Free tierYesNo
PlatformsApi, WebMac, IOS
CategoryCryptocurrency & BlockchainPersonal Finance
Founded20172007

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Alchemy

  • Node APIs
  • Enhanced APIs
  • NFT API
  • Webhooks
  • Mempool
  • 35+ chains
  • SDKs
  • Api support

Only in Banktivity

  • Account tracking
  • Bill management
  • Investment tracking
  • Budget forecasting
  • Bank accounts
  • Investment accounts
  • Mac support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Alchemy

  • Hosted blockchain node access across mainnets and testnetsnot Banktivity
  • Backing a production web3 application without running nodesnot Banktivity
  • Webhook-driven notifications for on-chain eventsnot Banktivity
  • Scaling read throughput beyond self-hosted node limitsnot Banktivity

Banktivity

  • Personal budgeting and money management on a Macnot Alchemy
  • Investment and net worth trackingnot Alchemy
  • Retirement planning projectionsnot Alchemy
  • Connecting to over 14,000 financial institutionsnot Alchemy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Alchemy

  • The free tier is capped at 30M compute units a month and 25 requests per second
  • Free accounts are limited to 5 apps and 5 webhooks
  • Beyond the free allowance it is $0.45 per 1M compute units for the first 300M a month
  • Request cost varies by call complexity, from around 10 compute units to over 100, so spend is hard to predict from request counts alone
  • Signed SLAs and priority support require an Enterprise contract

Banktivity

  • Runs on macOS, iPhone and iPad only, with no Windows, Android or web version
  • Pricing is not shown on the product page and sits behind a separate plans page

Pricing, plan by plan

Alchemy

Free
  • FreeFree
    • 300M compute units
    • 5 apps
    • Core APIs
  • Growth$49/month
    • 400M compute units
    • 15 apps
    • Enhanced APIs
  • Scale$199/month
    • 1B compute units
    • Unlimited apps
    • Premium support

Banktivity

On request
  • Monthly$4.99/month
    • Full feature access
    • Cloud sync
  • Annual$39.99/month
    • All monthly features
    • Discounted rate

Which should you pick?

Choose Alchemy if

  • You need node apis.
  • You want to start without paying.
  • You work on Api, Web.
  • You also want enhanced apis.
Alchemy review

Choose Banktivity if

  • You need account tracking.
  • You work on Mac, IOS.
  • You also want bill management.
Banktivity review

Questions people ask

Is Alchemy or Banktivity better?
Neither clearly leads. Alchemy starts at Free and Banktivity at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Alchemy or Banktivity?
Alchemy has a free tier; the other does not. Paid plans start at Free for Alchemy and On request for Banktivity.
Does Alchemy or Banktivity run on more platforms?
Alchemy runs on Api, Web. Banktivity runs on Mac, IOS.
Can I use Alchemy for free?
Yes. Alchemy has a free tier, so you can try it without paying. Banktivity starts at On request.
What is Alchemy best used for?
Alchemy is most often used for hosted blockchain node access across mainnets and testnets, backing a production web3 application without running nodes, webhook-driven notifications for on-chain events, scaling read throughput beyond self-hosted node limits. Of those, hosted blockchain node access across mainnets and testnets and backing a production web3 application without running nodes are not what Banktivity is typically brought in for.
What can Alchemy do that Banktivity cannot?
Alchemy covers Node APIs, Enhanced APIs, NFT API, Webhooks. Banktivity covers Account tracking, Bill management, Investment tracking, Budget forecasting.
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