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Cryptocurrency & Blockchain · head to head

Argent vs Remitly

Argent logo

Argent

Cryptocurrency & Blockchain

The smart wallet for DeFi and NFTs

From
Free
Rated
-
Full reviewWebsite
Remitly logo

Remitly

Personal Finance

Send money faster to loved ones abroad

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Argent has a free tier, so it costs nothing to try first.
  • Each has a real cost: Argent renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired; Remitly no fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor
  • They diverge on capability: Argent covers Smart Contract Wallet, Remitly covers International remittances.

Where they differ

Only the attributes on which Argent and Remitly actually diverge.

Attributes where Argent and Remitly differ
AttributeArgentRemitly
Starting priceFreeOn request
Pricing modelfreetransaction
Free tierYesNo
PlatformsIos, AndroidWeb, IOS, Android
CategoryCryptocurrency & BlockchainPersonal Finance
Founded20182011

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Argent

  • Smart Contract Wallet
  • Social Recovery
  • No Seed Phrase
  • Built-in DeFi
  • NFT Support
  • Ethereum
  • zkSync
  • Starknet

Only in Remitly

  • International remittances
  • Multiple delivery methods
  • Send money to 200+ countries
  • Currency conversion
  • Bank accounts
  • Web support
  • IOS support

Both cover

  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Argent

  • Self-custodial wallet on mobilenot Remitly
  • Holding digital dollars under your own controlnot Remitly
  • Spending through a virtual card with Apple Pay or Google Paynot Remitly
  • Connecting to dapps through WalletConnectnot Remitly

Remitly

  • Sending cross border remittances from a phone or browsernot Argent
  • Delivering funds to bank accounts, cash pickup and mobile wallets abroadnot Argent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Argent

  • Renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired
  • The product has shifted toward community cards and digital dollars rather than being presented purely as a crypto wallet
  • Supported chains are no longer listed on the main site

Remitly

  • No fee schedule, exchange rate margin or transfer limit is published; the cost is disclosed only after starting a transfer for a specific corridor
  • The Express and Economy delivery options have no published price difference

Pricing, plan by plan

Argent

Free
  • FreeFree
    • Smart wallet
    • Social recovery
    • DeFi

Remitly

On request
  • Express$undefined/month
    • Fast transfers
    • Multiple delivery methods
  • Economy$undefined/month
    • Lower cost option
    • 3-4 day delivery

Which should you pick?

Choose Argent if

  • You need smart contract wallet.
  • You want to start without paying.
  • You work on Ios, Android.
  • You also want social recovery.
Argent review

Choose Remitly if

  • You need international remittances.
  • You work on Web, IOS, Android.
  • You also want multiple delivery methods.
Remitly review

Questions people ask

Is Argent or Remitly better?
Neither clearly leads. Argent starts at Free and Remitly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Argent or Remitly?
Argent has a free tier; the other does not. Paid plans start at Free for Argent and On request for Remitly.
Does Argent or Remitly run on more platforms?
Argent runs on Ios, Android. Remitly runs on Web, IOS, Android.
Can I use Argent for free?
Yes. Argent has a free tier, so you can try it without paying. Remitly starts at On request.
What is Argent best used for?
Argent is most often used for self-custodial wallet on mobile, holding digital dollars under your own control, spending through a virtual card with apple pay or google pay, connecting to dapps through walletconnect. Of those, self-custodial wallet on mobile and holding digital dollars under your own control are not what Remitly is typically brought in for.
What can Argent do that Remitly cannot?
Argent covers Smart Contract Wallet, Social Recovery, No Seed Phrase, Built-in DeFi. Remitly covers International remittances, Multiple delivery methods, Send money to 200+ countries, Currency conversion. Both handle Android support.
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