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Cryptocurrency & Blockchain · head to head

Argent vs Google Pay

Argent logo

Argent

Cryptocurrency & Blockchain

The smart wallet for DeFi and NFTs

From
Free
Rated
-
Full reviewWebsite
Google Pay logo

Google Pay

Personal Finance

Fast, simple and secure payments

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Argent renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired; Google Pay limited to Android devices and Chrome browser; lacks native support for iOS devices
  • They diverge on capability: Argent covers Smart Contract Wallet, Google Pay covers Digital wallet.

Where they differ

Only the attributes on which Argent and Google Pay actually diverge.

Attributes where Argent and Google Pay differ
AttributeArgentGoogle Pay
PlatformsIos, AndroidAndroid, Chrome browser
CategoryCryptocurrency & BlockchainPersonal Finance
Founded20182015

Identical on both: starting price (Free), pricing model (free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Argent

  • Smart Contract Wallet
  • Social Recovery
  • No Seed Phrase
  • Built-in DeFi
  • NFT Support
  • Ethereum
  • zkSync
  • Starknet

Only in Google Pay

  • Digital wallet
  • Contactless payments
  • Online shopping
  • P2P money transfers
  • Credit cards
  • Debit cards
  • Bank accounts
  • IOS support

Both cover

  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Argent

  • Self-custodial wallet on mobilenot Google Pay
  • Holding digital dollars under your own controlnot Google Pay
  • Spending through a virtual card with Apple Pay or Google Paynot Google Pay
  • Connecting to dapps through WalletConnectnot Google Pay

Google Pay

  • Android users making contactless payments at supported retailersnot Argent
  • Chrome browser users utilising payment autofill at checkoutnot Argent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Argent

  • Renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired
  • The product has shifted toward community cards and digital dollars rather than being presented purely as a crypto wallet
  • Supported chains are no longer listed on the main site

Google Pay

  • Limited to Android devices and Chrome browser; lacks native support for iOS devices
  • International money transfer through third-party provider (Wise Inc.) with limited details on coverage

Pricing, plan by plan

Argent

Free
  • FreeFree
    • Smart wallet
    • Social recovery
    • DeFi

Google Pay

Free

No published plan breakdown. See the Google Pay review.

Which should you pick?

Choose Argent if

  • You need smart contract wallet.
  • You want to start without paying.
  • You work on Ios, Android.
  • You also want social recovery.
Argent review

Choose Google Pay if

  • You need digital wallet.
  • You want to start without paying.
  • You work on Android, Chrome browser.
  • You also want contactless payments.
Google Pay review

Questions people ask

Is Argent or Google Pay better?
Neither clearly leads. Argent starts at Free and Google Pay at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Argent or Google Pay?
Argent starts at Free and Google Pay at Free.
Does Argent or Google Pay run on more platforms?
Argent runs on Ios, Android. Google Pay runs on Android, Chrome browser.
Can I use Argent for free?
Both have a free tier, so you can try either at no cost before committing.
What is Argent best used for?
Argent is most often used for self-custodial wallet on mobile, holding digital dollars under your own control, spending through a virtual card with apple pay or google pay, connecting to dapps through walletconnect. Of those, self-custodial wallet on mobile and holding digital dollars under your own control are not what Google Pay is typically brought in for.
What can Argent do that Google Pay cannot?
Argent covers Smart Contract Wallet, Social Recovery, No Seed Phrase, Built-in DeFi. Google Pay covers Digital wallet, Contactless payments, Online shopping, P2P money transfers. Both handle Android support.
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