Software · head to head
Adyen vs Guru
The short version
- Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Guru job fees run 5-9% depending on membership tier, and lower rates require paid plans up to $49.95/month
Where they differ
Only the attributes on which Adyen and Guru actually diverge.
Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Adyen
- Payment processing
- Risk management
- Unified commerce
- Issuing
- Platform payments
- SAP
- Salesforce
- Oracle
Only in Guru
Nothing recorded that Adyen does not also cover.
What people use each for
The jobs each tool is most often brought in to do.
Adyen
- Card acquiring with interchange plus pricing for larger merchantsnot Guru
- Accepting local payment methods across multiple countriesnot Guru
- Settling in several currencies through linked bank accountsnot Guru
- Unified online and in-person paymentsnot Guru
Guru
No use cases recorded yet. See the Guru review.
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Adyen
- There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
- Published fees are indicative rather than a rate card, with real pricing negotiated
- Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
- Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America
Guru
- Job fees run 5-9% depending on membership tier, and lower rates require paid plans up to $49.95/month
- Membership purchases are non-transferable and non-refundable, and expired members are downgraded to Basic
Pricing, plan by plan
Adyen
$29/month- CustomFree
- Payment processing
- Risk management
- Unified commerce
Guru
On requestNo published plan breakdown. See the Guru review.
Which should you pick?
Choose Adyen if
- You need payment processing.
- You work on Web, Api, Pos.
- You also want risk management.
Choose Guru if
Nothing in the data separates Guru from Adyen on the points above - pick on price and on how each one feels to use.
Questions people ask
- Is Adyen or Guru better?
- Neither clearly leads. Adyen starts at $29/month and Guru at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Adyen or Guru?
- Adyen starts at $29/month and Guru at On request.
- Does Adyen or Guru run on more platforms?
- Adyen runs on Web, Api, Pos. Guru runs on Web.
- What is Adyen best used for?
- Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Guru is typically brought in for.
- What can Adyen do that Guru cannot?
- Adyen covers Payment processing, Risk management, Unified commerce, Issuing.
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