Freelancers · head to head
Guru vs Pleo

Pleo
Accounting & Finance
Smart company cards for forward-thinking teams
- From
- £9.5/month
- Rated
- -
The short version
- Each has a real cost: Guru job fees run 5-9% depending on membership tier, and lower rates require paid plans up to $49.95/month; Pleo card delays and transaction limits impact usability, with limited regional acceptance in some areas
Where they differ
Only the attributes on which Guru and Pleo actually diverge.
Identical on both: free tier (No), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Guru
Nothing recorded that Pleo does not also cover.
Only in Pleo
- Company cards
- Receipt capture
- Expense categorization
- Spend limits
- Accounting sync
- Xero
- QuickBooks
- Sage
What people use each for
The jobs each tool is most often brought in to do.
Guru
No use cases recorded yet. See the Guru review.
Pleo
- Employee expensesnot Guru
- Spending autonomynot Guru
- Expense automationnot Guru
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Guru
- Job fees run 5-9% depending on membership tier, and lower rates require paid plans up to $49.95/month
- Membership purchases are non-transferable and non-refundable, and expired members are downgraded to Basic
Pleo
- Card delays and transaction limits impact usability, with limited regional acceptance in some areas
- Receipt capture OCR inaccuracies and upload lag/glitches complicate expense categorization
- Limited expense categories and tags reduce flexibility for complex accounting structures
- Transaction approval workflows have minimal customization options
- Lacks in-built forecasting tools and reporting is basic, providing limited insights into trends
Pricing, plan by plan
Guru
On requestNo published plan breakdown. See the Guru review.
Pleo
£9.5/month- Starter$9.5/month
- Company cards
- Real-time expense tracking
- Automated reports
- Essential$39/month
- Reimbursements
- Mileage and per diem
- Vendor cards
- Advanced$89/month
- Cashback
- Budgets
- Multi-entity management
- Beyond$179/month
- Spending insights
- Sub-wallets
- Dedicated success manager
Which should you pick?
Choose Guru if
Nothing in the data separates Guru from Pleo on the points above - pick on price and on how each one feels to use.
Choose Pleo if
- You need company cards.
- You work on iOS, Android, Web.
- You also want receipt capture.
Questions people ask
- Is Guru or Pleo better?
- Neither clearly leads. Guru starts at On request and Pleo at £9.5/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Guru or Pleo?
- Guru starts at On request and Pleo at £9.5/month.
- Does Guru or Pleo run on more platforms?
- Guru runs on Web. Pleo runs on iOS, Android, Web.
- What can Guru do that Pleo cannot?
- Pleo covers Company cards, Receipt capture, Expense categorization, Spend limits.
Answered from the vendors’ own pages
Pleo: What are Pleo's pricing tiers?
Pleo offers four pricing tiers: Starter (GBP 9.50/month), Essential (GBP 39.00/month), Advanced (GBP 89.00/month), and Beyond (GBP 179.00/month). Annual billing provides equivalent of two free months.
SourcePleo: Does Pleo have a free tier?
No, Pleo does not offer a free tier or permanent free plan. All plans require payment with a free trial available for evaluation.
SourcePleo: What integrations does Pleo support for accounting?
Pleo integrates directly with Xero and QuickBooks, plus Sage 200, Sage 50, Microsoft Dynamics 365 Business Central, Datev, and Visma e-conomic. Zapier integrations are also available.
SourcePleo: What platforms can access Pleo?
Pleo is accessible via iOS and Android mobile apps, and through a web interface. Physical and virtual cards are issued for spending.
SourcePleo: Does Pleo support multiple currencies?
Yes, Pleo supports multi-currency spending and transactions. The platform is particularly strong for European teams with local payment methods.
SourceRelated pages
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