Software · head to head
Guru vs Wise Business

Wise Business
Software
The smart way to send and receive business payments
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Guru job fees run 5-9% depending on membership tier, and lower rates require paid plans up to $49.95/month; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
Where they differ
Only the attributes on which Guru and Wise Business actually diverge.
| Attribute | Guru | Wise Business |
|---|---|---|
| Starting price | On request | $29/month |
| Pricing model | subscription | usage-based |
| Platforms | Web | Web, Ios, Android, Api |
| Founded | Unknown | 2011 |
Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Guru
Nothing recorded that Wise Business does not also cover.
Only in Wise Business
- Multi-currency accounts
- International transfers
- Batch payments
- API access
- Team management
- Xero
- QuickBooks
- Various
What people use each for
The jobs each tool is most often brought in to do.
Guru
No use cases recorded yet. See the Guru review.
Wise Business
- Holding and converting multiple currencies as a businessnot Guru
- Paying international suppliers and contractors at the mid market ratenot Guru
- Receiving payments into local currency account details in several countriesnot Guru
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Guru
- Job fees run 5-9% depending on membership tier, and lower rates require paid plans up to $49.95/month
- Membership purchases are non-transferable and non-refundable, and expired members are downgraded to Basic
Wise Business
- Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- Volume discounts on transfers start only above 20,000 GBP equivalent sent per month
Pricing, plan by plan
Guru
On requestNo published plan breakdown. See the Guru review.
Wise Business
$29/month- StandardFree
- Multi-currency account
- Real exchange rate
- Batch payments
Which should you pick?
Choose Guru if
Nothing in the data separates Guru from Wise Business on the points above - pick on price and on how each one feels to use.
Choose Wise Business if
- You need multi-currency accounts.
- You work on Web, Ios, Android, Api.
- You also want international transfers.
Questions people ask
- Is Guru or Wise Business better?
- Neither clearly leads. Guru starts at On request and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Guru or Wise Business?
- Guru starts at On request and Wise Business at $29/month.
- Does Guru or Wise Business run on more platforms?
- Guru runs on Web. Wise Business runs on Web, Ios, Android, Api.
- What can Guru do that Wise Business cannot?
- Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
Related pages
More on Wise Business
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