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Software · head to head

Adyen vs Bear Notes

Adyen logo

Adyen

Software

The payments platform built for growth

From
$29/month
Rated
-
Full reviewWebsite
Bear Notes logo

Bear Notes

Software

Beautiful note-taking app for Apple devices

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Bear Notes has a free tier, so it costs nothing to try first.
  • Each has a real cost: Adyen there is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic; Bear Notes apple only: Bear runs on Mac, iPhone and iPad with no Windows, Android or web app
  • They diverge on capability: Adyen covers Payment processing, Bear Notes covers Markdown-based notes.

Where they differ

Only the attributes on which Adyen and Bear Notes actually diverge.

Attributes where Adyen and Bear Notes differ
AttributeAdyenBear Notes
Starting price$29/monthFree
Pricing modelusage-basedfreemium
Free tierNoYes
PlatformsWeb, Api, PosMacOS, IOS, IPadOS
Founded20062015

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Adyen

  • Payment processing
  • Risk management
  • Unified commerce
  • Issuing
  • Platform payments
  • SAP
  • Salesforce
  • Oracle

Only in Bear Notes

  • Markdown-based notes
  • Powerful tag system
  • Rich text formatting
  • Image support
  • iCloud sync
  • Dark and light themes
  • Encryption support
  • Backup and restore

What people use each for

The jobs each tool is most often brought in to do.

Adyen

  • Card acquiring with interchange plus pricing for larger merchantsnot Bear Notes
  • Accepting local payment methods across multiple countriesnot Bear Notes
  • Settling in several currencies through linked bank accountsnot Bear Notes
  • Unified online and in-person paymentsnot Bear Notes

Bear Notes

  • Markdown note taking on Apple devicesnot Adyen
  • Organising notes with nested hashtags rather than foldersnot Adyen
  • Exporting notes to PDF, DOCX, HTML or ePubnot Adyen

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Adyen

  • There is a minimum monthly invoice, set by industry and business model and only disclosed through the sales team, so small volumes are not economic
  • Published fees are indicative rather than a rate card, with real pricing negotiated
  • Interchange++ means the card cost varies per transaction rather than being a single predictable percentage
  • Alternative payment methods carry their own rates on top, such as 3.3 percent plus $0.10 for American Express in North America

Bear Notes

  • Apple only: Bear runs on Mac, iPhone and iPad with no Windows, Android or web app
  • Sync across devices requires Bear Pro and works through iCloud only
  • The free version is limited to 3 export formats, 3 themes and 1 app icon
  • OCR search inside images and PDFs is Pro only
  • Note encryption is Pro only
  • The Pro trial lasts 7 days

Pricing, plan by plan

Adyen

$29/month
  • CustomFree
    • Payment processing
    • Risk management
    • Unified commerce

Bear Notes

Free
  • FreeFree
    • Note creation and organization
    • Tags
    • Local sync
  • Premium$1.99/month
    • iCloud sync
    • Themes
    • Markdown export

Which should you pick?

Choose Adyen if

  • You need payment processing.
  • You work on Web, Api, Pos.
  • You also want risk management.
Adyen review

Choose Bear Notes if

  • You need markdown-based notes.
  • You want to start without paying.
  • You work on MacOS, IOS, IPadOS.
  • You also want powerful tag system.
Bear Notes review

Questions people ask

Is Adyen or Bear Notes better?
Neither clearly leads. Adyen starts at $29/month and Bear Notes at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Adyen or Bear Notes?
Bear Notes has a free tier; the other does not. Paid plans start at $29/month for Adyen and Free for Bear Notes.
Does Adyen or Bear Notes run on more platforms?
Adyen runs on Web, Api, Pos. Bear Notes runs on MacOS, IOS, IPadOS.
Can I use Bear Notes for free?
Yes. Bear Notes has a free tier, so you can try it without paying. Adyen starts at $29/month.
What is Adyen best used for?
Adyen is most often used for card acquiring with interchange plus pricing for larger merchants, accepting local payment methods across multiple countries, settling in several currencies through linked bank accounts, unified online and in-person payments. Of those, card acquiring with interchange plus pricing for larger merchants and accepting local payment methods across multiple countries are not what Bear Notes is typically brought in for.
What can Adyen do that Bear Notes cannot?
Adyen covers Payment processing, Risk management, Unified commerce, Issuing. Bear Notes covers Markdown-based notes, Powerful tag system, Rich text formatting, Image support.
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