Software · head to head
Tarmika vs Bold Penguin
The short version
- Only Bold Penguin has a free tier, so it costs nothing to try first.
- Each has a real cost: Tarmika tarmika's homepage describes its commercial insurance quoting product in detail but every pricing action is a 'Contact Sales' or 'Schedule Time' CTA, with no edition names or figures published; Bold Penguin sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- They diverge on capability: Tarmika covers Policy administration, Bold Penguin covers Multi-carrier quoting.
Where they differ
Only the attributes on which Tarmika and Bold Penguin actually diverge.
| Attribute | Tarmika | Bold Penguin |
|---|---|---|
| Starting price | On request | Free |
| Pricing model | subscription | transaction |
| Free tier | No | Yes |
| Founded | 2017 | 2019 |
Identical on both: platforms (Web, Ios, Android), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Tarmika
- Policy administration
- Claims management
- AI-powered analytics
- Real-time reporting
- Document management
- Integration support
- Third-party APIs
- Salesforce
Only in Bold Penguin
- Multi-carrier quoting
- Instant quotes
- Online binding
- Commission tracking
- API access
- Reporting
- Multiple carriers
- Agency management systems
Both cover
- Customer portal
- Mobile app
- Data encryption
- Cloud deployment
- Web support
- Ios support
- Android support
- English language support
What people use each for
The jobs each tool is most often brought in to do.
Tarmika
- Claims automationnot Bold Penguin
Bold Penguin
- Routing and triaging commercial insurance submissionsnot Tarmika
- Automating submission to bind through the Terminal platformnot Tarmika
- Handling complex middle market submissions with SubmissionLinknot Tarmika
- Policy checking with ClauseLinknot Tarmika
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Tarmika
- Tarmika's homepage describes its commercial insurance quoting product in detail but every pricing action is a 'Contact Sales' or 'Schedule Time' CTA, with no edition names or figures published
Bold Penguin
- Sold to brokers, carriers and MGAs rather than to the businesses buying insurance
- Pricing is not published
Pricing, plan by plan
Tarmika
On request- Professional$undefined/month
- Policy management
- Claims processing
- AI analytics
Bold Penguin
Free- Broker AccessFree
- Multi-carrier quotes
- Instant quoting
- Commission tracking
Which should you pick?
Choose Tarmika if
- You need policy administration.
- You work on Web, Ios, Android.
- You also want claims management.
Choose Bold Penguin if
- You need multi-carrier quoting.
- You want to start without paying.
- You work on Web, Ios, Android.
- You also want instant quotes.
Questions people ask
- Is Tarmika or Bold Penguin better?
- Neither clearly leads. Tarmika starts at On request and Bold Penguin at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Tarmika or Bold Penguin?
- Bold Penguin has a free tier; the other does not. Paid plans start at On request for Tarmika and Free for Bold Penguin.
- Does Tarmika or Bold Penguin run on more platforms?
- Both run on Web, Ios, Android, so platform support will not decide this one for you.
- Can I use Bold Penguin for free?
- Yes. Bold Penguin has a free tier, so you can try it without paying. Tarmika starts at On request.
- What is Tarmika best used for?
- Tarmika is most often used for claims automation. Of those, claims automation is not what Bold Penguin is typically brought in for.
- What can Tarmika do that Bold Penguin cannot?
- Tarmika covers Policy administration, Claims management, AI-powered analytics, Real-time reporting. Bold Penguin covers Multi-carrier quoting, Instant quotes, Online binding, Commission tracking. Both handle Customer portal, Mobile app, Data encryption, Cloud deployment.
Related pages
More on Bold Penguin
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