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Software · head to head

Quo vs Wise Business

Quo logo

Quo

Software

Formerly OpenPhone

From
Free
Rated
-
Full reviewWebsite
Wise Business logo

Wise Business

Software

The smart way to send and receive business payments

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Only Quo has a free tier, so it costs nothing to try first.
  • Each has a real cost: Quo unlimited calling to US and Canadian numbers is subject to a Fair Usage Policy rather than being truly unlimited; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP

Where they differ

Only the attributes on which Quo and Wise Business actually diverge.

Attributes where Quo and Wise Business differ
AttributeQuoWise Business
Starting priceFree$29/month
Pricing modelfreemiumusage-based
Free tierYesNo
PlatformsWebWeb, Ios, Android, Api
FoundedUnknown2011

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Quo

Nothing recorded that Wise Business does not also cover.

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

What people use each for

The jobs each tool is most often brought in to do.

Quo

No use cases recorded yet. See the Quo review.

Wise Business

  • Holding and converting multiple currencies as a businessnot Quo
  • Paying international suppliers and contractors at the mid market ratenot Quo
  • Receiving payments into local currency account details in several countriesnot Quo

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Quo

  • Unlimited calling to US and Canadian numbers is subject to a Fair Usage Policy rather than being truly unlimited
  • Starter tier's $15/user annual rate requires prepaying annually; monthly billing costs $19/user, about 27% more
  • The Sona AI agent automation credits are capped at 1,000 free per plan before additional usage is billed

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

Quo

Free

No published plan breakdown. See the Quo review.

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose Quo if

  • You want to start without paying.
Quo review

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.
Wise Business review

Questions people ask

Is Quo or Wise Business better?
Neither clearly leads. Quo starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Quo or Wise Business?
Quo has a free tier; the other does not. Paid plans start at Free for Quo and $29/month for Wise Business.
Does Quo or Wise Business run on more platforms?
Quo runs on Web. Wise Business runs on Web, Ios, Android, Api.
Can I use Quo for free?
Yes. Quo has a free tier, so you can try it without paying. Wise Business starts at $29/month.
What can Quo do that Wise Business cannot?
Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.
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Related pages

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