Software · head to head
Flock vs Wise Business

Wise Business
Software
The smart way to send and receive business payments
- From
- $29/month
- Rated
- -
The short version
- Only Flock has a free tier, so it costs nothing to try first.
- Each has a real cost: Flock the Starter plan only makes the most recent 10,000 messages searchable and caps public channels at 10; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- They diverge on capability: Flock covers Team chat, Wise Business covers Multi-currency accounts.
Where they differ
Only the attributes on which Flock and Wise Business actually diverge.
| Attribute | Flock | Wise Business |
|---|---|---|
| Starting price | Free | $29/month |
| Pricing model | subscription | usage-based |
| Free tier | Yes | No |
| Platforms | Web, Windows, Macos, Ios, Android | Web, Ios, Android, Api |
| Founded | 2014 | 2011 |
Identical on both: user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Flock
- Team chat
- Channels
- Threads
- File sharing
- Polls
- Integrations
- Mobile apps
- Slack
Only in Wise Business
- Multi-currency accounts
- International transfers
- Batch payments
- API access
- Team management
- Xero
- QuickBooks
- Various
Both cover
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Flock
- Team messaging with channels, direct messages and file sharingnot Wise Business
- Running polls, to-dos and reminders inside a chat workspacenot Wise Business
- Video conferencing and screen sharing for small teamsnot Wise Business
Wise Business
- Holding and converting multiple currencies as a businessnot Flock
- Paying international suppliers and contractors at the mid market ratenot Flock
- Receiving payments into local currency account details in several countriesnot Flock
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Flock
- The Starter plan only makes the most recent 10,000 messages searchable and caps public channels at 10
- Starter storage is 5 GB for the entire team, against 10 GB per member on Pro and 20 GB per member on Enterprise
- Starter allows a single team admin and a single approved domain
- Group video calls and screen sharing require the Pro plan; Starter is limited to 1-1 video calls
- Group video calls are capped at 20 participants even on Enterprise
- Single Sign-On and Active Directory sync are Enterprise only
- Enterprise is quote only, with no published rate, and is positioned for organisations with 100 or more members
- Unlimited auto-join and announcement channels require Enterprise; Starter and Pro get one of each
Wise Business
- Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- Volume discounts on transfers start only above 20,000 GBP equivalent sent per month
Pricing, plan by plan
Flock
Free- FreeFree
- Unlimited chats
- Channels
- File sharing
- Pro$5/month
- Everything in Free
- Advanced search
- API access
Wise Business
$29/month- StandardFree
- Multi-currency account
- Real exchange rate
- Batch payments
Which should you pick?
Choose Flock if
- You need team chat.
- You want to start without paying.
- You work on Web, Windows, Macos, Ios, Android.
- You also want channels.
Choose Wise Business if
- You need multi-currency accounts.
- You work on Web, Ios, Android, Api.
- You also want international transfers.
Questions people ask
- Is Flock or Wise Business better?
- Neither clearly leads. Flock starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Flock or Wise Business?
- Flock has a free tier; the other does not. Paid plans start at Free for Flock and $29/month for Wise Business.
- Does Flock or Wise Business run on more platforms?
- Flock runs on Web, Windows, Macos, Ios, Android. Wise Business runs on Web, Ios, Android, Api.
- Can I use Flock for free?
- Yes. Flock has a free tier, so you can try it without paying. Wise Business starts at $29/month.
- What is Flock best used for?
- Flock is most often used for team messaging with channels, direct messages and file sharing, running polls, to-dos and reminders inside a chat workspace, video conferencing and screen sharing for small teams. Of those, team messaging with channels, direct messages and file sharing and running polls, to-dos and reminders inside a chat workspace are not what Wise Business is typically brought in for.
- What can Flock do that Wise Business cannot?
- Flock covers Team chat, Channels, Threads, File sharing. Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access. Both handle Web support, Ios support, Android support.
Related pages
More on Wise Business
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