Softwr

Software · head to head

Chanty vs Wise Business

Chanty logo

Chanty

Software

Simple, easy to use, all-in-one team collaboration tool

From
Free
Rated
-
Wise Business logo

Wise Business

Software

The smart way to send and receive business payments

From
$29/month
Rated
-

The short version

  • Only Chanty has a free tier, so it costs nothing to try first.
  • Each has a real cost: Chanty free plan caps at 5 team members; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP

Where they differ

Only the attributes on which Chanty and Wise Business actually diverge.

Attributes where Chanty and Wise Business differ
AttributeChantyWise Business
Starting priceFree$29/month
Pricing modelfreemiumusage-based
Free tierYesNo
PlatformsWebWeb, Ios, Android, Api
FoundedUnknown2011

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Chanty

Nothing recorded that Wise Business does not also cover.

Only in Wise Business

  • Multi-currency accounts
  • International transfers
  • Batch payments
  • API access
  • Team management
  • Xero
  • QuickBooks
  • Various

What people use each for

The jobs each tool is most often brought in to do.

Chanty

No use cases recorded yet. See the Chanty review.

Wise Business

  • Holding and converting multiple currencies as a businessnot Chanty
  • Paying international suppliers and contractors at the mid market ratenot Chanty
  • Receiving payments into local currency account details in several countriesnot Chanty

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Chanty

  • Free plan caps at 5 team members
  • Enterprise tier publishes no price and requires contacting sales
  • Monthly billing costs roughly 33% more per seat than annual billing on the Business plan, based on the vendor's own comparison of monthly versus annual per-user rates

Wise Business

  • Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
  • Volume discounts on transfers start only above 20,000 GBP equivalent sent per month

Pricing, plan by plan

Chanty

Free

No published plan breakdown. See the Chanty review.

Wise Business

$29/month
  • StandardFree
    • Multi-currency account
    • Real exchange rate
    • Batch payments

Which should you pick?

Choose Chanty if

  • You want to start without paying.

Choose Wise Business if

  • You need multi-currency accounts.
  • You work on Web, Ios, Android, Api.
  • You also want international transfers.

Questions people ask

Is Chanty or Wise Business better?
Neither clearly leads. Chanty starts at Free and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Chanty or Wise Business?
Chanty has a free tier; the other does not. Paid plans start at Free for Chanty and $29/month for Wise Business.
Does Chanty or Wise Business run on more platforms?
Chanty runs on Web. Wise Business runs on Web, Ios, Android, Api.
Can I use Chanty for free?
Yes. Chanty has a free tier, so you can try it without paying. Wise Business starts at $29/month.
What can Chanty do that Wise Business cannot?
Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access.

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