Softwr

Personal Finance · head to head

Moneydance vs Mint

Moneydance logo

Moneydance

Personal Finance

Cross-platform personal finance management

From
On request
Rated
-
Full reviewWebsite
Mint logo

Mint

Personal Finance

All your money in one app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Mint has a free tier, so it costs nothing to try first.
  • Each has a real cost: Moneydance the free trial is limited to 100 manually entered transactions; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • They diverge on capability: Moneydance covers Investment monitoring, Mint covers Expense tracking.

Where they differ

Only the attributes on which Moneydance and Mint actually diverge.

Attributes where Moneydance and Mint differ
AttributeMoneydanceMint
Starting priceOn requestFree
Pricing modelone-timefree
Free tierNoYes
PlatformsWindows, Mac, Linux, IOS, AndroidWeb, iOS, Android
Founded20012006

Identical on both: user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Moneydance

  • Investment monitoring
  • Budget tracking
  • Financial forecasting
  • Bank accounts
  • Investment accounts
  • OFX import
  • Windows support
  • Mac support

Only in Mint

  • Expense tracking
  • Budgets
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured
  • Web support

Both cover

  • Bill tracking
  • Android support

What people use each for

The jobs each tool is most often brought in to do.

Moneydance

  • Desktop personal finance management on macOS, Windows and Linuxnot Mint
  • Importing and reconciling bank and credit card transactions locallynot Mint
  • Tracking investments and budgets without a cloud-only servicenot Mint

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Moneydance
  • Users transitioning to Credit Karma for continued money management featuresnot Moneydance

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Moneydance

  • The free trial is limited to 100 manually entered transactions
  • A one-time Buy Once purchase covers Moneydance 2024 plus one free upgrade to the next major release, not all future versions
  • Bank connection features are sold separately as the Moneydance Plus subscription rather than included in the one-time purchase
  • Business use requires one licence per computer, while the household licence covers personal use only

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Pricing, plan by plan

Moneydance

On request
  • Perpetual License$59.99/month
    • Full feature set
    • Free updates

Mint

Free

No published plan breakdown. See the Mint review.

Which should you pick?

Choose Moneydance if

  • You need investment monitoring.
  • You work on Windows, Mac, Linux, IOS, Android.
  • You also want budget tracking.
Moneydance review

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.
Mint review

Questions people ask

Is Moneydance or Mint better?
Neither clearly leads. Moneydance starts at On request and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Moneydance or Mint?
Mint has a free tier; the other does not. Paid plans start at On request for Moneydance and Free for Mint.
Does Moneydance or Mint run on more platforms?
Moneydance runs on Windows, Mac, Linux, IOS, Android. Mint runs on Web, iOS, Android.
Can I use Mint for free?
Yes. Mint has a free tier, so you can try it without paying. Moneydance starts at On request.
What is Moneydance best used for?
Moneydance is most often used for desktop personal finance management on macos, windows and linux, importing and reconciling bank and credit card transactions locally, tracking investments and budgets without a cloud-only service. Of those, desktop personal finance management on macos, windows and linux and importing and reconciling bank and credit card transactions locally are not what Mint is typically brought in for.
What can Moneydance do that Mint cannot?
Moneydance covers Investment monitoring, Budget tracking, Financial forecasting, Bank accounts. Mint covers Expense tracking, Budgets, Credit score monitoring, Financial insights. Both handle Bill tracking, Android support.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Moneydance

More on Mint

Keep looking

Other head to heads