Softwr

Accounting & Finance · head to head

Melio vs Nutshell

Melio logo

Melio

Accounting & Finance

Simple business payments

From
Free
Rated
-
Full reviewWebsite
Nutshell logo

Nutshell

Proposal & Quote

Easy CRM for small businesses

From
$30/month
Rated
-
Full reviewWebsite

The short version

  • Only Melio has a free tier, so it costs nothing to try first.
  • Each has a real cost: Melio go (free) plan limited to one user only; Nutshell aI usage is metered as outcomes per user per month, from 10 on Foundation to 150 on Enterprise
  • They diverge on capability: Melio covers Vendor payments, Nutshell covers Contact management.

Where they differ

Only the attributes on which Melio and Nutshell actually diverge.

Attributes where Melio and Nutshell differ
AttributeMelioNutshell
Starting priceFree$30/month
Pricing modelfreemiumsubscription
Free tierYesNo
PlatformsWeb, Mobile appWeb
CategoryAccounting & FinanceProposal & Quote
Founded20182009

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Melio

  • Vendor payments
  • Card to check
  • Payment scheduling
  • Approval workflows
  • QuickBooks sync
  • QuickBooks
  • Xero
  • FreshBooks

Only in Nutshell

  • Contact management
  • Lead tracking
  • Pipeline management
  • Email integration
  • Task management
  • Reporting
  • Zapier
  • Gmail

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Melio

  • Accounts payable automationnot Nutshell
  • Bill management and payment schedulingnot Nutshell
  • Multi-vendor payment processingnot Nutshell
  • Invoice receivables and payment collectionnot Nutshell

Nutshell

  • Sales CRM with pipeline management and email syncnot Melio
  • Running outbound sequences and marketing from the same contact recordsnot Melio

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Melio

  • Go (free) plan limited to one user only
  • ACH charges £0.50 per transaction beyond monthly allowance (5-50 free depending on plan)
  • Card payment fees range from 2.9% to 2.9% plus £75 maximum
  • International payments limited to select currencies only
  • NetSuite integration only available in Unlimited plan (£80/month minimum)

Nutshell

  • AI usage is metered as outcomes per user per month, from 10 on Foundation to 150 on Enterprise
  • Custom pipelines are rationed by plan, at 5 on Pro and 10 on Business, with unlimited only on Enterprise at $79 per user per month
  • Sales automation and advanced reporting require the Pro plan at $42 per user per month
  • Four separate add ons sit on top of the seat price: marketing at $49 a month, engagement at $16 per user, prospecting at $37 and proposals at $79
  • SSO and SQL data access are Enterprise only

Pricing, plan by plan

Melio

Free

No published plan breakdown. See the Melio review.

Nutshell

$30/month
  • Standard$30/month
    • Contact management
    • Pipeline tracking
    • Basic automation
  • Pro$50/month
    • Everything in Standard
    • Advanced automation
    • Forecasting
  • Plus$100/month
    • Everything in Pro
    • Advanced customization
    • API access

Which should you pick?

Choose Melio if

  • You need vendor payments.
  • You want to start without paying.
  • You work on Web, Mobile app.
  • You also want card to check.
Melio review

Choose Nutshell if

  • You need contact management.
  • You also want lead tracking.
Nutshell review

Questions people ask

Is Melio or Nutshell better?
Neither clearly leads. Melio starts at Free and Nutshell at $30/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Melio or Nutshell?
Melio has a free tier; the other does not. Paid plans start at Free for Melio and $30/month for Nutshell.
Does Melio or Nutshell run on more platforms?
Melio runs on Web, Mobile app. Nutshell runs on Web.
Can I use Melio for free?
Yes. Melio has a free tier, so you can try it without paying. Nutshell starts at $30/month.
What is Melio best used for?
Melio is most often used for accounts payable automation, bill management and payment scheduling, multi-vendor payment processing, invoice receivables and payment collection. Of those, accounts payable automation and bill management and payment scheduling are not what Nutshell is typically brought in for.
What can Melio do that Nutshell cannot?
Melio covers Vendor payments, Card to check, Payment scheduling, Approval workflows. Nutshell covers Contact management, Lead tracking, Pipeline management, Email integration. Both handle Web support.
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