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Software · head to head

Lido vs Mint

Lido logo

Lido

Software

Liquid staking for Ethereum and beyond

From
Free
Rated
-
Full reviewWebsite
Mint logo

Mint

Software

All your money in one app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Lido lido takes a 10% fee on staking rewards, split between node operators and the DAO Treasury; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • They diverge on capability: Lido covers Liquid Staking, Mint covers Expense tracking.

Where they differ

Only the attributes on which Lido and Mint actually diverge.

Attributes where Lido and Mint differ
AttributeLidoMint
PlatformsWebWeb, iOS, Android
Founded20202006

Identical on both: starting price (Free), pricing model (free), free tier (Yes), user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Lido

  • Liquid Staking
  • stETH Token
  • No Minimum
  • DeFi Composable
  • LDO Token
  • Multi-chain

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Lido

  • Liquid staking of ETH and other proof of stake tokensnot Mint

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Lido
  • Users transitioning to Credit Karma for continued money management featuresnot Lido

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Lido

  • Lido takes a 10% fee on staking rewards, split between node operators and the DAO Treasury

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Pricing, plan by plan

Lido

Free
  • FreeFree
    • Liquid staking
    • stETH token
    • DeFi integration

Mint

Free

No published plan breakdown. See the Mint review.

Which should you pick?

Choose Lido if

  • You need liquid staking.
  • You want to start without paying.
  • You also want steth token.
Lido review

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.
Mint review

Questions people ask

Is Lido or Mint better?
Neither clearly leads. Lido starts at Free and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Lido or Mint?
Lido starts at Free and Mint at Free.
Does Lido or Mint run on more platforms?
Lido runs on Web. Mint runs on Web, iOS, Android.
Can I use Lido for free?
Both have a free tier, so you can try either at no cost before committing.
What is Lido best used for?
Lido is most often used for liquid staking of eth and other proof of stake tokens. Of those, liquid staking of eth and other proof of stake tokens is not what Mint is typically brought in for.
What can Lido do that Mint cannot?
Lido covers Liquid Staking, stETH Token, No Minimum, DeFi Composable. Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring. Both handle Web support.
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