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Cryptocurrency & Blockchain · head to head

Alchemy vs Mint

Alchemy logo

Alchemy

Cryptocurrency & Blockchain

The web3 development platform

From
Free
Rated
-
Full reviewWebsite
Mint logo

Mint

Personal Finance

All your money in one app

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Alchemy the free tier is capped at 30M compute units a month and 25 requests per second; Mint service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • They diverge on capability: Alchemy covers Node APIs, Mint covers Expense tracking.

Where they differ

Only the attributes on which Alchemy and Mint actually diverge.

Attributes where Alchemy and Mint differ
AttributeAlchemyMint
Pricing modelfreemiumfree
PlatformsApi, WebWeb, iOS, Android
CategoryCryptocurrency & BlockchainPersonal Finance
Founded20172006

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Alchemy

  • Node APIs
  • Enhanced APIs
  • NFT API
  • Webhooks
  • Mempool
  • 35+ chains
  • SDKs
  • Api support

Only in Mint

  • Expense tracking
  • Budgets
  • Bill tracking
  • Credit score monitoring
  • Financial insights
  • Bank connections
  • Bank-level encryption
  • Verisign secured

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Alchemy

  • Hosted blockchain node access across mainnets and testnetsnot Mint
  • Backing a production web3 application without running nodesnot Mint
  • Webhook-driven notifications for on-chain eventsnot Mint
  • Scaling read throughput beyond self-hosted node limitsnot Mint

Mint

  • Legacy free budget tracking for users with supported bank connectionsnot Alchemy
  • Users transitioning to Credit Karma for continued money management featuresnot Alchemy

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Alchemy

  • The free tier is capped at 30M compute units a month and 25 requests per second
  • Free accounts are limited to 5 apps and 5 webhooks
  • Beyond the free allowance it is $0.45 per 1M compute units for the first 300M a month
  • Request cost varies by call complexity, from around 10 compute units to over 100, so spend is hard to predict from request counts alone
  • Signed SLAs and priority support require an Enterprise contract

Mint

  • Service transitioned to Credit Karma platform; standalone Mint features migrated elsewhere
  • Bank connections supported for only 17,000 financial institutions; many regional or international banks not supported

Pricing, plan by plan

Alchemy

Free
  • FreeFree
    • 300M compute units
    • 5 apps
    • Core APIs
  • Growth$49/month
    • 400M compute units
    • 15 apps
    • Enhanced APIs
  • Scale$199/month
    • 1B compute units
    • Unlimited apps
    • Premium support

Mint

Free

No published plan breakdown. See the Mint review.

Which should you pick?

Choose Alchemy if

  • You need node apis.
  • You want to start without paying.
  • You work on Api, Web.
  • You also want enhanced apis.
Alchemy review

Choose Mint if

  • You need expense tracking.
  • You want to start without paying.
  • You work on Web, iOS, Android.
  • You also want budgets.
Mint review

Questions people ask

Is Alchemy or Mint better?
Neither clearly leads. Alchemy starts at Free and Mint at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Alchemy or Mint?
Alchemy starts at Free and Mint at Free.
Does Alchemy or Mint run on more platforms?
Alchemy runs on Api, Web. Mint runs on Web, iOS, Android.
Can I use Alchemy for free?
Both have a free tier, so you can try either at no cost before committing.
What is Alchemy best used for?
Alchemy is most often used for hosted blockchain node access across mainnets and testnets, backing a production web3 application without running nodes, webhook-driven notifications for on-chain events, scaling read throughput beyond self-hosted node limits. Of those, hosted blockchain node access across mainnets and testnets and backing a production web3 application without running nodes are not what Mint is typically brought in for.
What can Alchemy do that Mint cannot?
Alchemy covers Node APIs, Enhanced APIs, NFT API, Webhooks. Mint covers Expense tracking, Budgets, Bill tracking, Credit score monitoring. Both handle Web support.
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