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Software · head to head

Lido vs PayPal

Lido logo

Lido

Software

Liquid staking for Ethereum and beyond

From
Free
Rated
-
Full reviewWebsite
PayPal logo

PayPal

Software

The simpler, safer way to pay and get paid

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Only Lido has a free tier, so it costs nothing to try first.
  • Each has a real cost: Lido lido takes a 10% fee on staking rewards, split between node operators and the DAO Treasury; PayPal currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
  • They diverge on capability: Lido covers Liquid Staking, PayPal covers Payment processing.

Where they differ

Only the attributes on which Lido and PayPal actually diverge.

Attributes where Lido and PayPal differ
AttributeLidoPayPal
Starting priceFree$29/month
Pricing modelfreeusage-based
Free tierYesNo
PlatformsWebWeb, Ios, Android, Api
Founded20201998

Identical on both: user rating (Not yet rated), category (Unknown).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Lido

  • Liquid Staking
  • stETH Token
  • No Minimum
  • DeFi Composable
  • LDO Token
  • Multi-chain

Only in PayPal

  • Payment processing
  • PayPal Checkout
  • Invoicing
  • Business debit card
  • Working capital loans
  • Shopify
  • WooCommerce
  • BigCommerce

Both cover

  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Lido

  • Liquid staking of ETH and other proof of stake tokensnot PayPal

PayPal

  • Paying online merchants without sharing card detailsnot Lido
  • Sending money to friends and family domestically and internationallynot Lido
  • Holding balances in multiple currencies for cross border purchasesnot Lido

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Lido

  • Lido takes a 10% fee on staking rewards, split between node operators and the DAO Treasury

PayPal

  • Currency conversion on international purchases and sends carries a 4.00 percent fee, and 3.00 percent in other conversion scenarios
  • Instant transfer to a bank or debit card costs 1.75 percent of the amount, with a minimum of 0.25 USD and a maximum of 25.00 USD
  • International personal transactions carry a 5.00 percent fee regardless of payment method, with a minimum of 0.99 USD and a maximum of 4.99 USD
  • Sending domestic personal payments funded by a credit card costs 2.90 percent plus a fixed fee of 0.49 USD
  • Instant transfers are capped at 25,000.00 USD per transaction

Pricing, plan by plan

Lido

Free
  • FreeFree
    • Liquid staking
    • stETH token
    • DeFi integration

PayPal

$29/month
  • Standard$2.99/transaction
    • Card payments
    • PayPal checkout
    • Invoice payments

Which should you pick?

Choose Lido if

  • You need liquid staking.
  • You want to start without paying.
  • You also want steth token.
Lido review

Choose PayPal if

  • You need payment processing.
  • You work on Web, Ios, Android, Api.
  • You also want paypal checkout.
PayPal review

Questions people ask

Is Lido or PayPal better?
Neither clearly leads. Lido starts at Free and PayPal at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Lido or PayPal?
Lido has a free tier; the other does not. Paid plans start at Free for Lido and $29/month for PayPal.
Does Lido or PayPal run on more platforms?
Lido runs on Web. PayPal runs on Web, Ios, Android, Api.
Can I use Lido for free?
Yes. Lido has a free tier, so you can try it without paying. PayPal starts at $29/month.
What is Lido best used for?
Lido is most often used for liquid staking of eth and other proof of stake tokens. Of those, liquid staking of eth and other proof of stake tokens is not what PayPal is typically brought in for.
What can Lido do that PayPal cannot?
Lido covers Liquid Staking, stETH Token, No Minimum, DeFi Composable. PayPal covers Payment processing, PayPal Checkout, Invoicing, Business debit card. Both handle Web support.
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